BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3E with dependents at Fort Bliss draws $2,268 per month in 2026

    Permalinkbahratedesk.com/fort-bliss/o-3e/with/ExcelCSVDownloads cover this station.
    El Paso, TX
    O-3E · with dependents
    $2,268/ month
    $27,216 / year
    At O-3E, this is #257 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA TX279 · ZIPs 79821 79835 79836 79838 79849 79853 +138 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,908 / mo gross
    Other dependency status here$2,142 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Bliss — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,665$1,302
    E-2$1,665$1,302
    E-3$1,665$1,302
    E-4$1,665$1,302
    E-5$1,809$1,437
    E-6$2,148$1,611
    E-7$2,172$1,668
    E-8$2,187$1,881
    E-9$2,241$1,977
    Warrant officer
    W-1$2,169$1,626
    W-2$2,178$1,878
    W-3$2,205$1,992
    W-4$2,256$2,148
    W-5$2,334$2,169
    Officer — prior enlisted
    O-1E$2,175$1,806
    O-2E$2,196$1,956
    O-3E$2,268$2,142
    Officer
    O-1$1,857$1,518
    O-2$2,145$1,764
    O-3$2,202$2,022
    O-4$2,352$2,157
    O-5$2,466$2,172
    O-6$2,484$2,178
    O-7$2,496$2,214
    PCS compareFort Bliss · O-3E · $2,268/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$954+$11,448/yr · like +$14,677 of salary

    What this rate means

    O-3E with dependents, every station0 – $7,023 / month
    Westchester County$7,023
    San Francisco$5,955
    New York City$5,949
    Nantucket$5,832
    Maui County$5,793
    Boston$5,511
    Santa Clara County$5,496
    Northern New Jersey$5,325
    Long Island$5,262
    Florida Keys$5,232
    Martha's Vineyard$5,193
    Hanscom AFB$5,115
    Monterey$5,031
    Kauai County$4,986
    Essex CO$4,887
    Camp Pendleton$4,854
    Miami$4,791
    Staten Island$4,776
    San Diego$4,770
    Los Angeles$4,767
    Portsmouth$4,704
    Cape Cod-Plymouth$4,626
    Trenton$4,620
    West Point$4,608
    Honolulu County$4,572
    Oakland$4,566
    San Luis Obispo$4,536
    Portland$4,524
    Fort Monmouth$4,503
    Perth Amboy$4,422
    Burlington$4,380
    Seattle$4,371
    Manchester$4,365
    Ventura$4,365
    Marin$4,335
    Fitchburg$4,302
    Newport$4,284
    Washington$4,197
    West Palm Beach$4,191
    Providence$4,152
    New Haven$4,038
    Hawaii County$4,026
    County Cost Group 890$4,014
    Worcester$4,002
    Vandenberg SFB$3,933
    Hartford$3,930
    Warrenton$3,912
    Boulder$3,846
    Indian Head Navordsta$3,831
    Brunswick$3,813
    Chicago$3,810
    Atlantic City$3,801
    Santa Fe$3,795
    Riverside$3,783
    Juneau$3,720
    JB McGuire-Dix-Lakehurst$3,702
    Everett$3,666
    County Cost Group 880$3,660
    Vallejo$3,636
    Austin$3,624
    Annapolis$3,612
    Madison$3,582
    Hampden County$3,576
    Fort G. G. Meade$3,570
    Ann Arbor$3,561
    JB Elmendorf-Richardson$3,558
    Willow Grove$3,549
    Sitka$3,546
    Quantico$3,519
    Ketchikan$3,510
    Stockton$3,507
    San Bernardino$3,504
    Eglin AFB$3,468
    New London$3,465
    County Cost Group 870$3,432
    Edwards AFB$3,414
    Fort Detrick$3,399
    Cape May$3,390
    Ballston Spa$3,381
    Milwaukee$3,363
    Kodiak Island$3,348
    Astoria$3,339
    Denver$3,306
    Baltimore$3,303
    County Cost Group 860$3,246
    Outer Banks$3,246
    Beale AFB$3,231
    Fort Myers Beach$3,228
    Fort Pierce$3,228
    Aberdeen Proving Grounds$3,222
    JB Lewis-McChord$3,216
    Portland$3,207
    Philadelphia$3,189
    Whidbey Island$3,189
    Great Lakes Navtracen$3,183
    Charlottesville$3,177
    Port Angeles$3,174
    Sacramento$3,165
    Oxford$3,162
    Tampa$3,156
    Traverse City$3,156
    County Cost Group 850$3,153
    Bridgeport$3,150
    Bremerton$3,144
    Corvallis$3,102
    Asheville$3,069
    Dover AFB$3,069
    Fairbanks$3,066
    Fresno$3,063
    Knoxville$3,060
    County Cost Group 840$3,051
    Orlando$3,045
    Minneapolis$3,033
    Dahlgren$3,027
    Allentown$3,015
    Beaufort$3,009
    Patrick SFB$2,991
    Detroit$2,982
    Rome$2,976
    County Cost Group 830$2,970
    Humboldt County$2,961
    Coastal Maine$2,952
    Reno$2,946
    Twenty Nine Palms MCB$2,940
    Abilene$2,937
    Spokane$2,937
    Dallas$2,934
    Buffalo$2,919
    Syracuse$2,919
    Eugene$2,913
    Patuxent River$2,910
    College Station$2,904
    Fort Collins$2,901
    Nashville$2,898
    Helena$2,895
    St. Louis$2,892
    Richmond$2,883
    Rochester$2,880
    Savannah$2,874
    County Cost Group 820$2,868
    Norfolk$2,859
    Barstow$2,856
    Houston$2,856
    Gainesville$2,850
    Salem$2,847
    Yakima$2,847
    Salt Lake City$2,838
    Elizabeth City$2,823
    Pittsburgh$2,823
    Coos Bay$2,814
    Wilmington$2,805
    Charleston$2,802
    Panama City$2,802
    Atlanta$2,784
    Omaha$2,769
    County Cost Group 810$2,757
    El Centro$2,751
    State College$2,739
    Fort Stewart$2,736
    Cincinnati$2,724
    Tallahassee$2,721
    Volusia County$2,721
    Durham$2,703
    Chattanooga$2,700
    Carlisle Barracks$2,694
    New Orleans$2,688
    Fort Carson$2,679
    Columbus$2,679
    Bloomington$2,673
    Jackson$2,658
    Grand Haven$2,649
    Myrtle Beach$2,643
    County Cost Group 800$2,640
    Cleveland$2,637
    Hampton$2,637
    Battle Creek$2,634
    Fort Campbell$2,634
    Provo$2,631
    Eastern Panhandle$2,622
    Dahlonega$2,619
    Birmingham$2,613
    Fargo$2,613
    Corpus Christi$2,604
    Bangor$2,598
    Rapid City$2,574
    Grand Rapids$2,571
    Cheyenne$2,568
    Waco$2,568
    Ocala$2,565
    County Cost Group 790$2,559
    Des Moines$2,559
    Fort Drum$2,559
    Fort Knox$2,559
    Auburn$2,556
    Lemoore NAS$2,553
    Kings Bay$2,550
    Morehead$2,550
    Louisville$2,547
    Phoenix$2,547
    Fort Worth$2,526
    Albuquerque$2,520
    Eastern Shore$2,514
    Marquette$2,502
    Johnson City$2,490
    Wichita Fls$2,490
    Fayetteville$2,487
    Nellis AFB$2,487
    Charlotte$2,484
    Raleigh$2,481
    Duluth$2,478
    Mountain Home AFB$2,478
    Boise$2,475
    County Cost Group 780$2,469
    Jacksonville$2,463
    Ogden$2,454
    Fort Hood$2,451
    Kansas City$2,451
    Fort Leavenworth$2,448
    Rock Island$2,448
    Roanoke$2,430
    Memphis$2,409
    Fallon NAS$2,406
    Shreveport$2,403
    County Cost Group 770$2,400
    Scott AFB$2,397
    Fort Rucker$2,394
    Malmstrom SFB$2,391
    Fort Gordon$2,388
    Bismarck$2,382
    Lincoln$2,382
    Indianapolis$2,373
    Lexington$2,370
    Whiteman AFB$2,370
    Columbia$2,361
    Greensboro$2,358
    Baton Rouge$2,346
    Toledo$2,346
    Fort Wayne$2,343
    Mobile$2,340
    Pensacola$2,340
    Seymour Johnson AFB$2,340
    Robins AFB$2,334
    Grand Forks$2,325
    Huntsville$2,325
    Greenville$2,322
    County Cost Group 760$2,319
    Brownsville$2,316
    Champaign$2,310
    Lansing$2,310
    Laughlin AFB$2,307
    China Lake$2,289
    Davis-Monthan AFB$2,289
    Fort Bragg$2,289
    Tulsa$2,280
    Fort Huachuca$2,277
    County Cost Group 750$2,268
    Fort Bliss$2,268
    Columbus AFB$2,265
    Lexington$2,262
    Minot AFB$2,262
    Wright-Patterson AFB$2,259
    Goodfellow AFB$2,256
    Columbia$2,247
    Wilkes-Barre$2,241
    County Cost Group 740$2,211
    Sioux Falls$2,211
    Topeka$2,211
    Camp Lejeune$2,208
    Paducah$2,205
    Gulfport$2,199
    San Antonio (JBSA)$2,196
    Sumter$2,193
    Morgantown$2,184
    County Cost Group 730$2,175
    Terre Haute$2,175
    Akron$2,169
    Springfield$2,169
    Fort Benning$2,166
    Lafayette$2,157
    Moody AFB$2,157
    St Mary And Terrebonne$2,157
    Yuma$2,157
    Frankfort$2,154
    White Sands MR$2,154
    Peoria$2,151
    County Cost Group 720$2,148
    Lubbock$2,145
    Little Rock$2,127
    County Cost Group 710$2,124
    Sault Ste Marie$2,124
    Lake Charles$2,109
    Springfield$2,109
    County Cost Group 700$2,103
    Montgomery$2,100
    Alexandria$2,097
    Beaumont$2,091
    County Cost Group 690$2,088
    Fort Leonard Wood$2,085
    Albany$2,073
    County Cost Group 680$2,073
    Wichita$2,073
    Fort Chaffee$2,070
    Meridian$2,070
    Oklahoma City$2,070
    County Cost Group 670$2,064
    Fort Riley$2,052
    County Cost Group 660$2,049
    County Cost Group 650$2,040
    County Cost Group 640$2,031
    Holloman AFB$2,028
    County Cost Group 630$2,022
    Fort Polk$2,022
    Charleston$2,016
    County Cost Group 620$2,013
    County Cost Group 610$2,004
    Hattiesburg$2,001
    Sparta$2,001
    County Cost Group 600$1,998
    Huntington$1,989
    County Cost Group 590$1,983
    Vance AFB$1,977
    Altus AFB$1,971
    County Cost Group 580$1,971
    Erie$1,965
    County Cost Group 570$1,956
    County Cost Group 560$1,947
    County Cost Group 550$1,935
    County Cost Group 540$1,926
    County Cost Group 530$1,920
    County Cost Group 520$1,914
    County Cost Group 510$1,908
    Cannon AFB$1,896
    Fort Sill$1,893
    Saginaw$1,887
    Monroe$1,812
    Anniston$1,800
    Stevens Point$1,791
    Youngstown$1,788

    Fort Bliss is #257 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at Fort Bliss0 – $2,496 / month
    E-1$1,665
    E-2$1,665
    E-3$1,665
    E-4$1,665
    E-5$1,809
    E-6$2,148
    E-7$2,172
    E-8$2,187
    E-9$2,241
    W-1$2,169
    W-2$2,178
    W-3$2,205
    W-4$2,256
    W-5$2,334
    O-1E$2,175
    O-2E$2,196
    O-3E$2,268
    O-1$1,857
    O-2$2,145
    O-3$2,202
    O-4$2,352
    O-5$2,466
    O-6$2,484
    O-7$2,496

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 6% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,268 a month of BAH takes more than $2,268 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.