O-4 with dependents, every station0 – $5,085 / month
Camp Pendleton$5,085
San Diego$5,082
Honolulu County$4,737
JB Elmendorf-Richardson$3,789
JB Lewis-McChord$3,324
Norfolk$3,054
Fort Stewart$2,904
Fort Campbell$2,793
Fort Carson$2,778
Fort Drum$2,655
Fort Hood$2,577
Fort Bragg$2,427
Camp Lejeune$2,355
Fort Bliss$2,352
San Antonio (JBSA)$2,307
Fort Benning$2,295
Fort Riley$2,169
Fort Bragg is #12 of 17. The spread between
the dearest and cheapest station at this grade is $2,916 a month —
$34,992 a year, untaxed.
Every pay grade at Fort Bragg0 – $2,646 / month
E-1$1,722
E-2$1,722
E-3$1,722
E-4$1,722
E-5$1,806
E-6$2,049
E-7$2,094
E-8$2,142
E-9$2,244
W-1$2,067
W-2$2,112
W-3$2,178
W-4$2,271
W-5$2,391
O-1E$2,097
O-2E$2,166
O-3E$2,289
O-1$1,842
O-2$2,046
O-3$2,175
O-4$2,427
O-5$2,610
O-6$2,628
O-7$2,646
Promoting to O-5 here adds $183 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Fort Bragg to Camp Pendleton at O-4 is worth $2,658 a month — about 15 promotions worth of housing allowance, at $183 per grade here.
02
Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,427 a month of BAH takes more than $2,427 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.