BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-6 without dependents at Fort Drum draws $1,476 per month in 2026

    Permalinkbahratedesk.com/fort-drum/e-6/without/ExcelCSVDownloads cover this station.
    Fort Drum/Watertown, NY
    E-6 · without dependents
    $1,476/ month
    $17,712 / year
    At E-6, this is #262 of 338 stations loaded · high New York City $5,070 · low Youngstown $1,077
    MHA NY225 · ZIPs 13305 13312 13325 13327 13343 13345 +52 more
    Your grade is calledARMYSSGUSMCSSgtNAVYPO1USAFTSgt
    Untaxed — matching it with taxable pay takes$1,892 / mo gross
    Other dependency status here$1,893 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Drum — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,569$1,356
    E-2$1,569$1,356
    E-3$1,569$1,356
    E-4$1,569$1,356
    E-5$1,665$1,422
    E-6$1,893$1,476
    E-7$2,103$1,578
    E-8$2,331$1,749
    E-9$2,526$1,896
    Warrant officer
    W-1$1,914$1,548
    W-2$2,196$1,713
    W-3$2,478$1,899
    W-4$2,544$1,938
    W-5$2,631$2,154
    Officer — prior enlisted
    O-1E$2,145$1,662
    O-2E$2,436$1,827
    O-3E$2,559$1,920
    Officer
    O-1$1,701$1,470
    O-2$1,890$1,638
    O-3$2,469$1,902
    O-4$2,655$2,115
    O-5$2,784$2,244
    O-6$2,805$2,457
    O-7$2,823$2,496
    PCS compareFort Drum · E-6 · $1,476/mo
    Aberdeen Proving Grounds$2,076/mo · $24,912/yr
    ▲ RAISE+$600+$7,200/yr · like +$9,231 of salary

    What this rate means

    E-6 without dependents, every station0 – $5,070 / month
    New York City$5,070
    San Francisco$4,443
    Nantucket$4,101
    Santa Clara County$4,086
    Westchester County$4,026
    Boston$3,948
    Northern New Jersey$3,861
    Long Island$3,852
    Hanscom AFB$3,801
    Florida Keys$3,672
    Maui County$3,579
    Cape Cod-Plymouth$3,492
    Martha's Vineyard$3,444
    Kauai County$3,399
    San Diego$3,387
    Staten Island$3,378
    Camp Pendleton$3,324
    Hawaii County$3,312
    Los Angeles$3,291
    Perth Amboy$3,285
    Miami$3,273
    Ventura$3,228
    Oakland$3,213
    Marin$3,201
    Fort Monmouth$3,180
    Indian Head Navordsta$3,135
    Essex CO$3,102
    West Point$3,090
    Washington$3,057
    Monterey$3,054
    Honolulu County$3,036
    Vandenberg SFB$2,994
    Trenton$2,982
    West Palm Beach$2,976
    San Luis Obispo$2,961
    Fitchburg$2,952
    Chicago$2,937
    Portland$2,934
    Seattle$2,931
    Providence$2,907
    Portsmouth$2,901
    Riverside$2,865
    New Haven$2,847
    Vallejo$2,838
    Manchester$2,823
    Burlington$2,805
    County Cost Group 890$2,772
    Warrenton$2,688
    San Bernardino$2,667
    Worcester$2,664
    JB McGuire-Dix-Lakehurst$2,610
    Annapolis$2,601
    Fort G. G. Meade$2,592
    Newport$2,586
    Santa Fe$2,562
    Willow Grove$2,550
    Juneau$2,529
    Beale AFB$2,523
    Quantico$2,523
    Boulder$2,508
    Hartford$2,499
    County Cost Group 880$2,496
    Atlantic City$2,469
    Everett$2,433
    Fort Myers Beach$2,421
    Sitka$2,421
    Edwards AFB$2,367
    Tampa$2,346
    Stockton$2,340
    Outer Banks$2,325
    Sacramento$2,325
    Fort Pierce$2,322
    County Cost Group 870$2,319
    Cape May$2,313
    Ann Arbor$2,310
    Dahlgren$2,304
    New London$2,304
    Denver$2,301
    Fort Detrick$2,295
    Orlando$2,268
    Eglin AFB$2,250
    Beaufort$2,235
    Philadelphia$2,232
    Baltimore$2,226
    JB Lewis-McChord$2,199
    County Cost Group 860$2,172
    JB Elmendorf-Richardson$2,169
    Bremerton$2,169
    Ballston Spa$2,166
    Madison$2,166
    Ketchikan$2,163
    Patrick SFB$2,163
    Kodiak Island$2,160
    Hampden County$2,154
    Allentown$2,151
    Charlottesville$2,151
    Milwaukee$2,148
    Port Angeles$2,145
    Atlanta$2,139
    Patuxent River$2,139
    Fresno$2,121
    Elizabeth City$2,118
    Abilene$2,115
    Oxford$2,112
    St. Louis$2,112
    Austin$2,103
    Bridgeport$2,103
    Dallas$2,103
    Traverse City$2,103
    County Cost Group 850$2,100
    Astoria$2,097
    Minneapolis$2,082
    Aberdeen Proving Grounds$2,076
    Savannah$2,073
    Great Lakes Navtracen$2,067
    Charleston$2,064
    Portland$2,064
    Whidbey Island$2,058
    Ocala$2,055
    Rome$2,055
    Dahlonega$2,052
    Dover AFB$2,052
    Fort Stewart$2,049
    Norfolk$2,043
    Brunswick$2,040
    Corvallis$2,034
    Birmingham$2,031
    Coastal Maine$2,022
    County Cost Group 840$2,022
    Reno$2,007
    Nashville$2,004
    Knoxville$1,986
    Fort Carson$1,980
    Richmond$1,971
    County Cost Group 830$1,959
    Panama City$1,959
    Volusia County$1,956
    Pittsburgh$1,953
    Detroit$1,935
    Gainesville$1,932
    Asheville$1,926
    Jacksonville$1,920
    Buffalo$1,914
    Eugene$1,914
    Spokane$1,914
    Twenty Nine Palms MCB$1,914
    Hampton$1,905
    Kings Bay$1,905
    Helena$1,902
    Fort Collins$1,896
    Cincinnati$1,893
    Fairbanks$1,887
    Houston$1,887
    Rochester$1,887
    County Cost Group 820$1,881
    Myrtle Beach$1,881
    Durham$1,878
    Wilmington$1,878
    Eastern Shore$1,866
    Grand Haven$1,860
    Phoenix$1,857
    Charlotte$1,848
    Memphis$1,839
    Barstow$1,824
    El Centro$1,824
    Nellis AFB$1,818
    Cleveland$1,815
    Fort Worth$1,815
    Raleigh$1,812
    Provo$1,806
    Grand Rapids$1,800
    Chattanooga$1,797
    Salem$1,797
    Albuquerque$1,794
    College Station$1,794
    County Cost Group 810$1,794
    Syracuse$1,788
    Yakima$1,788
    Duluth$1,782
    Battle Creek$1,779
    Carlisle Barracks$1,779
    New Orleans$1,779
    Omaha$1,779
    Salt Lake City$1,773
    Lemoore NAS$1,764
    Boise$1,761
    Ogden$1,761
    Morehead$1,758
    Eastern Panhandle$1,752
    Fargo$1,752
    Columbia$1,746
    Humboldt County$1,743
    Tallahassee$1,734
    Fort Gordon$1,731
    Jackson$1,722
    Pensacola$1,722
    Kansas City$1,713
    County Cost Group 800$1,710
    State College$1,707
    Louisville$1,704
    Columbus$1,692
    Rock Island$1,680
    Fort Campbell$1,671
    Little Rock$1,671
    Cheyenne$1,662
    Coos Bay$1,662
    Corpus Christi$1,662
    Fort Leavenworth$1,662
    County Cost Group 790$1,656
    Des Moines$1,656
    Greenville$1,656
    Indianapolis$1,656
    Rapid City$1,656
    Baton Rouge$1,653
    Bismarck$1,653
    Fort Huachuca$1,644
    Mountain Home AFB$1,641
    Fort Bragg$1,638
    Fort Hood$1,626
    Fort Wayne$1,626
    Toledo$1,620
    Bloomington$1,617
    Wilkes-Barre$1,614
    Fort Bliss$1,611
    Lexington$1,611
    Fort Knox$1,602
    County Cost Group 780$1,596
    San Antonio (JBSA)$1,596
    Johnson City$1,593
    Robins AFB$1,590
    Davis-Monthan AFB$1,587
    Mobile$1,587
    Roanoke$1,584
    Wichita Fls$1,584
    Greensboro$1,581
    Lincoln$1,581
    Bangor$1,575
    Waco$1,572
    Camp Lejeune$1,569
    Shreveport$1,566
    Fallon NAS$1,557
    Fort Benning$1,557
    Huntsville$1,557
    County Cost Group 770$1,548
    Fayetteville$1,545
    Scott AFB$1,530
    Auburn$1,527
    Montgomery$1,527
    Sioux Falls$1,518
    Marquette$1,503
    Columbus AFB$1,500
    Grand Forks$1,500
    Lexington$1,497
    Akron$1,494
    County Cost Group 760$1,494
    Champaign$1,485
    China Lake$1,485
    Lansing$1,485
    Minot AFB$1,485
    Moody AFB$1,479
    Seymour Johnson AFB$1,479
    Fort Drum$1,476
    Malmstrom SFB$1,470
    Sumter$1,461
    Beaumont$1,458
    County Cost Group 750$1,458
    Tulsa$1,455
    Whiteman AFB$1,446
    Oklahoma City$1,443
    White Sands MR$1,443
    Erie$1,437
    Morgantown$1,437
    Peoria$1,437
    Sault Ste Marie$1,437
    St Mary And Terrebonne$1,437
    Wright-Patterson AFB$1,422
    County Cost Group 740$1,419
    Gulfport$1,416
    Yuma$1,413
    Paducah$1,407
    Holloman AFB$1,401
    Topeka$1,398
    County Cost Group 730$1,395
    Brownsville$1,392
    Springfield$1,392
    Sparta$1,383
    Lafayette$1,380
    County Cost Group 720$1,377
    Fort Polk$1,374
    Goodfellow AFB$1,374
    Springfield$1,365
    Terre Haute$1,365
    County Cost Group 710$1,362
    Frankfort$1,362
    Lubbock$1,356
    County Cost Group 700$1,347
    County Cost Group 690$1,338
    Fort Riley$1,338
    Huntington$1,332
    County Cost Group 680$1,329
    Charleston$1,323
    County Cost Group 670$1,320
    Fort Rucker$1,317
    County Cost Group 660$1,311
    Saginaw$1,311
    County Cost Group 650$1,305
    County Cost Group 640$1,299
    Fort Leonard Wood$1,296
    County Cost Group 630$1,293
    County Cost Group 620$1,287
    Albany$1,284
    County Cost Group 610$1,281
    Stevens Point$1,281
    County Cost Group 600$1,275
    Laughlin AFB$1,275
    County Cost Group 590$1,266
    Wichita$1,266
    Fort Chaffee$1,260
    Alexandria$1,257
    County Cost Group 580$1,257
    County Cost Group 570$1,248
    County Cost Group 560$1,242
    Hattiesburg$1,239
    County Cost Group 550$1,236
    County Cost Group 540$1,230
    County Cost Group 530$1,224
    County Cost Group 520$1,221
    Monroe$1,221
    County Cost Group 510$1,218
    Lake Charles$1,218
    Columbia$1,215
    Cannon AFB$1,194
    Altus AFB$1,170
    Fort Sill$1,170
    Anniston$1,164
    Meridian$1,155
    Vance AFB$1,131
    Youngstown$1,077

    Fort Drum is #262 of 338. The spread between the dearest and cheapest station at this grade is $3,993 a month — $47,916 a year, untaxed.

    Every pay grade at Fort Drum0 – $2,496 / month
    E-1$1,356
    E-2$1,356
    E-3$1,356
    E-4$1,356
    E-5$1,422
    E-6$1,476
    E-7$1,578
    E-8$1,749
    E-9$1,896
    W-1$1,548
    W-2$1,713
    W-3$1,899
    W-4$1,938
    W-5$2,154
    O-1E$1,662
    O-2E$1,827
    O-3E$1,920
    O-1$1,470
    O-2$1,638
    O-3$1,902
    O-4$2,115
    O-5$2,244
    O-6$2,457
    O-7$2,496

    Promoting to E-7 here adds $102 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Drum to New York City at E-6 is worth $3,594 a month — about 35 promotions worth of housing allowance, at $102 per grade here.

    02

    Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,476 a month of BAH takes more than $1,476 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.