BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1 without dependents at Fort Riley draws $1,227 per month in 2026

    Permalinkbahratedesk.com/fort-riley/o-1/without/ExcelCSVDownloads cover this station.
    Fort Riley, KS
    O-1 · without dependents
    $1,227/ month
    $14,724 / year
    At O-1, this is #304 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,074
    MHA KS100 · ZIPs 66401 66407 66422 66423 66426 66431 +40 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$1,573 / mo gross
    Other dependency status here$1,377 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Riley — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,272$1,050
    E-2$1,272$1,050
    E-3$1,272$1,050
    E-4$1,272$1,050
    E-5$1,314$1,158
    E-6$1,782$1,338
    E-7$1,845$1,383
    E-8$1,911$1,434
    E-9$2,013$1,548
    Warrant officer
    W-1$1,803$1,353
    W-2$1,872$1,410
    W-3$1,956$1,566
    W-4$2,037$1,794
    W-5$2,139$1,860
    Officer — prior enlisted
    O-1E$1,854$1,392
    O-2E$1,941$1,518
    O-3E$2,052$1,776
    Officer
    O-1$1,377$1,227
    O-2$1,779$1,386
    O-3$1,953$1,611
    O-4$2,169$1,842
    O-5$2,325$1,875
    O-6$2,340$1,935
    O-7$2,352$1,965
    PCS compareFort Riley · O-1 · $1,227/mo
    Aberdeen Proving Grounds$2,055/mo · $24,660/yr
    ▲ RAISE+$828+$9,936/yr · like +$12,738 of salary

    What this rate means

    O-1 without dependents, every station0 – $5,067 / month
    New York City$5,067
    San Francisco$4,401
    Nantucket$4,089
    Santa Clara County$4,053
    Boston$3,894
    Westchester County$3,885
    Long Island$3,816
    Northern New Jersey$3,801
    Hanscom AFB$3,780
    Florida Keys$3,657
    Cape Cod-Plymouth$3,465
    Kauai County$3,375
    Staten Island$3,360
    San Diego$3,351
    Martha's Vineyard$3,336
    Maui County$3,309
    Hawaii County$3,297
    Camp Pendleton$3,285
    Perth Amboy$3,282
    Los Angeles$3,255
    Miami$3,252
    Ventura$3,213
    Marin$3,198
    Oakland$3,180
    Fort Monmouth$3,159
    Indian Head Navordsta$3,132
    Essex CO$3,084
    Washington$3,054
    West Point$3,045
    Monterey$3,030
    Honolulu County$2,997
    Vandenberg SFB$2,979
    Trenton$2,952
    West Palm Beach$2,952
    Fitchburg$2,949
    Portland$2,916
    Chicago$2,907
    Providence$2,892
    Portsmouth$2,877
    San Luis Obispo$2,853
    New Haven$2,841
    Riverside$2,835
    Seattle$2,814
    Manchester$2,805
    Vallejo$2,805
    County Cost Group 890$2,751
    Warrenton$2,670
    Worcester$2,652
    San Bernardino$2,628
    JB McGuire-Dix-Lakehurst$2,604
    Annapolis$2,586
    Fort G. G. Meade$2,577
    Burlington$2,568
    Juneau$2,526
    Willow Grove$2,523
    Newport$2,517
    Quantico$2,499
    Beale AFB$2,496
    County Cost Group 880$2,478
    Atlantic City$2,457
    Sitka$2,418
    Fort Myers Beach$2,406
    Hartford$2,397
    Everett$2,385
    Boulder$2,370
    Stockton$2,331
    Tampa$2,328
    Outer Banks$2,313
    Santa Fe$2,310
    County Cost Group 870$2,301
    Dahlgren$2,301
    Fort Pierce$2,301
    Sacramento$2,292
    Cape May$2,289
    Edwards AFB$2,289
    Denver$2,268
    Fort Detrick$2,247
    Orlando$2,247
    Eglin AFB$2,244
    New London$2,241
    Beaufort$2,232
    Baltimore$2,205
    Philadelphia$2,205
    JB Lewis-McChord$2,178
    JB Elmendorf-Richardson$2,166
    Bremerton$2,163
    Ketchikan$2,160
    County Cost Group 860$2,157
    Kodiak Island$2,157
    Patrick SFB$2,148
    Hampden County$2,145
    Allentown$2,142
    Charlottesville$2,142
    Ballston Spa$2,139
    Madison$2,133
    Atlanta$2,130
    Patuxent River$2,127
    Milwaukee$2,124
    Elizabeth City$2,097
    Oxford$2,094
    St. Louis$2,094
    Bridgeport$2,085
    County Cost Group 850$2,085
    Aberdeen Proving Grounds$2,055
    Savannah$2,055
    Charleston$2,049
    Dahlonega$2,049
    Dover AFB$2,043
    Brunswick$2,037
    Fort Stewart$2,037
    Ocala$2,037
    Norfolk$2,022
    Ann Arbor$2,019
    Birmingham$2,007
    County Cost Group 840$2,007
    Portland$2,004
    Traverse City$1,998
    Great Lakes Navtracen$1,977
    Dallas$1,968
    Fort Carson$1,959
    Minneapolis$1,953
    Nashville$1,953
    Panama City$1,953
    Richmond$1,950
    Whidbey Island$1,950
    County Cost Group 830$1,944
    Reno$1,941
    Volusia County$1,938
    Gainesville$1,929
    Knoxville$1,929
    Coastal Maine$1,908
    Fresno$1,908
    Jacksonville$1,908
    Eugene$1,902
    Kings Bay$1,896
    Buffalo$1,890
    Asheville$1,887
    Corvallis$1,884
    Hampton$1,884
    Fairbanks$1,881
    Myrtle Beach$1,875
    Durham$1,869
    Port Angeles$1,869
    County Cost Group 820$1,866
    Eastern Shore$1,854
    Fort Collins$1,851
    Austin$1,848
    Pittsburgh$1,848
    Charlotte$1,833
    Phoenix$1,830
    Grand Haven$1,824
    Memphis$1,824
    El Centro$1,818
    Wilmington$1,818
    Twenty Nine Palms MCB$1,809
    Nellis AFB$1,806
    Raleigh$1,800
    Detroit$1,797
    Provo$1,794
    County Cost Group 810$1,779
    Barstow$1,776
    Cincinnati$1,776
    Astoria$1,773
    Albuquerque$1,770
    Duluth$1,767
    Boise$1,758
    Morehead$1,755
    Fort Worth$1,752
    Grand Rapids$1,752
    Salt Lake City$1,752
    Houston$1,749
    Rome$1,749
    Columbia$1,743
    Lemoore NAS$1,743
    Ogden$1,740
    Salem$1,740
    Eastern Panhandle$1,737
    Chattanooga$1,734
    Tallahassee$1,731
    Fort Gordon$1,728
    Carlisle Barracks$1,725
    Pensacola$1,719
    Jackson$1,716
    Spokane$1,707
    Kansas City$1,701
    Humboldt County$1,698
    Rochester$1,695
    County Cost Group 800$1,689
    Syracuse$1,689
    Columbus$1,686
    Omaha$1,683
    Fort Campbell$1,668
    Little Rock$1,665
    Fort Leavenworth$1,659
    New Orleans$1,650
    Abilene$1,644
    Baton Rouge$1,644
    Greenville$1,644
    Fort Bragg$1,635
    County Cost Group 790$1,626
    Louisville$1,626
    Fort Hood$1,623
    Indianapolis$1,617
    Helena$1,614
    Rapid City$1,614
    Fort Wayne$1,611
    Wilkes-Barre$1,611
    Bloomington$1,602
    San Antonio (JBSA)$1,584
    Robins AFB$1,581
    Cleveland$1,578
    Mobile$1,572
    Roanoke$1,569
    Camp Lejeune$1,566
    College Station$1,563
    County Cost Group 780$1,560
    Bangor$1,557
    Fallon NAS$1,554
    Fort Benning$1,554
    Greensboro$1,551
    Shreveport$1,551
    Lexington$1,545
    Toledo$1,545
    Fayetteville$1,536
    Huntsville$1,536
    Yakima$1,536
    Rock Island$1,533
    Mountain Home AFB$1,527
    Scott AFB$1,527
    Montgomery$1,524
    Auburn$1,521
    Fort Bliss$1,518
    State College$1,515
    Battle Creek$1,509
    County Cost Group 770$1,506
    Fort Knox$1,503
    Corpus Christi$1,494
    Lincoln$1,494
    Akron$1,491
    Coos Bay$1,488
    China Lake$1,482
    Davis-Monthan AFB$1,482
    Moody AFB$1,476
    Seymour Johnson AFB$1,476
    Waco$1,473
    Fort Drum$1,470
    Malmstrom SFB$1,467
    Beaumont$1,455
    County Cost Group 760$1,443
    Tulsa$1,443
    Erie$1,434
    Oklahoma City$1,434
    Peoria$1,434
    St Mary And Terrebonne$1,431
    Marquette$1,428
    Cheyenne$1,422
    Des Moines$1,413
    Fort Huachuca$1,413
    Wright-Patterson AFB$1,413
    Gulfport$1,410
    Lansing$1,410
    County Cost Group 750$1,404
    Yuma$1,401
    Bismarck$1,398
    Champaign$1,392
    Johnson City$1,380
    Topeka$1,377
    Sumter$1,374
    Sparta$1,362
    County Cost Group 740$1,359
    Lubbock$1,350
    Fargo$1,338
    Lexington$1,335
    County Cost Group 730$1,332
    Goodfellow AFB$1,332
    Grand Forks$1,329
    Brownsville$1,323
    County Cost Group 720$1,311
    Lafayette$1,311
    Fort Rucker$1,305
    Minot AFB$1,302
    Terre Haute$1,302
    White Sands MR$1,302
    Sioux Falls$1,296
    County Cost Group 710$1,293
    Fort Leonard Wood$1,293
    Wichita Fls$1,290
    Albany$1,281
    Whiteman AFB$1,281
    County Cost Group 700$1,278
    Huntington$1,269
    Laughlin AFB$1,269
    County Cost Group 690$1,263
    Morgantown$1,263
    Wichita$1,263
    County Cost Group 680$1,254
    County Cost Group 670$1,245
    Holloman AFB$1,245
    County Cost Group 660$1,236
    Stevens Point$1,236
    Hattiesburg$1,233
    Sault Ste Marie$1,230
    County Cost Group 650$1,227
    Fort Riley$1,227
    County Cost Group 640$1,221
    County Cost Group 630$1,215
    Lake Charles$1,215
    Paducah$1,215
    Alexandria$1,212
    Charleston$1,209
    County Cost Group 620$1,206
    Columbus AFB$1,203
    County Cost Group 610$1,200
    County Cost Group 600$1,194
    Springfield$1,194
    Columbia$1,191
    Fort Polk$1,191
    County Cost Group 590$1,185
    Springfield$1,182
    County Cost Group 580$1,173
    Fort Sill$1,167
    County Cost Group 570$1,164
    Frankfort$1,164
    Anniston$1,161
    Saginaw$1,158
    County Cost Group 560$1,155
    Cannon AFB$1,152
    County Cost Group 550$1,149
    County Cost Group 540$1,140
    County Cost Group 530$1,134
    County Cost Group 520$1,131
    County Cost Group 510$1,128
    Vance AFB$1,107
    Meridian$1,092
    Monroe$1,089
    Altus AFB$1,086
    Fort Chaffee$1,077
    Youngstown$1,074

    Fort Riley is #304 of 338. The spread between the dearest and cheapest station at this grade is $3,993 a month — $47,916 a year, untaxed.

    Every pay grade at Fort Riley0 – $1,965 / month
    E-1$1,050
    E-2$1,050
    E-3$1,050
    E-4$1,050
    E-5$1,158
    E-6$1,338
    E-7$1,383
    E-8$1,434
    E-9$1,548
    W-1$1,353
    W-2$1,410
    W-3$1,566
    W-4$1,794
    W-5$1,860
    O-1E$1,392
    O-2E$1,518
    O-3E$1,776
    O-1$1,227
    O-2$1,386
    O-3$1,611
    O-4$1,842
    O-5$1,875
    O-6$1,935
    O-7$1,965

    Promoting to O-2 here adds $159 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Riley to New York City at O-1 is worth $3,840 a month — about 24 promotions worth of housing allowance, at $159 per grade here.

    02

    Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,227 a month of BAH takes more than $1,227 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.