BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-6 with dependents at Norfolk draws $2,559 per month in 2026

    Permalinkbahratedesk.com/norfolk/e-6/with/ExcelCSVDownloads cover this station.
    Norfolk/Portsmouth, VA
    E-6 · with dependents
    $2,559/ month
    $30,708 / year
    At E-6, this is #129 of 338 stations loaded · high San Francisco $5,454 · low Youngstown $1,335
    MHA VA298 · ZIPs 23320 23321 23322 23323 23324 23325 +61 more
    Your grade is calledARMYSSGUSMCSSgtNAVYPO1USAFTSgt
    Untaxed — matching it with taxable pay takes$3,281 / mo gross
    Other dependency status here$2,043 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Norfolk — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,229$1,707
    E-2$2,229$1,707
    E-3$2,229$1,707
    E-4$2,229$1,707
    E-5$2,430$1,908
    E-6$2,559$2,043
    E-7$2,604$2,235
    E-8$2,661$2,463
    E-9$2,796$2,487
    Warrant officer
    W-1$2,574$2,166
    W-2$2,628$2,460
    W-3$2,697$2,496
    W-4$2,832$2,562
    W-5$3,000$2,616
    Officer — prior enlisted
    O-1E$2,613$2,427
    O-2E$2,685$2,481
    O-3E$2,859$2,547
    Officer
    O-1$2,454$2,022
    O-2$2,556$2,367
    O-3$2,694$2,505
    O-4$3,054$2,601
    O-5$3,318$2,625
    O-6$3,342$2,673
    O-7$3,366$2,718
    PCS compareNorfolk · E-6 · $2,559/mo
    Aberdeen Proving Grounds$2,742/mo · $32,904/yr
    ▲ RAISE+$183+$2,196/yr · like +$2,815 of salary

    What this rate means

    E-6 with dependents, every station0 – $5,454 / month
    San Francisco$5,454
    Westchester County$5,367
    Nantucket$5,127
    New York City$5,097
    Northern New Jersey$5,052
    Santa Clara County$4,977
    Boston$4,812
    Long Island$4,773
    Maui County$4,770
    Martha's Vineyard$4,593
    Hanscom AFB$4,479
    San Diego$4,404
    Camp Pendleton$4,398
    Kauai County$4,266
    Staten Island$4,215
    Los Angeles$4,188
    West Point$4,119
    Oakland$4,113
    Fort Monmouth$4,080
    Perth Amboy$4,071
    Florida Keys$4,056
    Ventura$4,008
    Cape Cod-Plymouth$3,999
    Trenton$3,972
    San Luis Obispo$3,948
    Honolulu County$3,912
    Seattle$3,906
    Monterey$3,867
    Hawaii County$3,837
    Marin$3,819
    Miami$3,792
    Washington$3,759
    Essex CO$3,744
    Burlington$3,741
    New Haven$3,723
    Chicago$3,702
    Portsmouth$3,690
    Vandenberg SFB$3,642
    West Palm Beach$3,606
    Portland$3,576
    Riverside$3,549
    Manchester$3,525
    County Cost Group 890$3,522
    Vallejo$3,498
    Fitchburg$3,468
    Providence$3,456
    Newport$3,447
    JB McGuire-Dix-Lakehurst$3,444
    Santa Fe$3,414
    Willow Grove$3,399
    Worcester$3,390
    San Bernardino$3,381
    Indian Head Navordsta$3,378
    Warrenton$3,378
    Juneau$3,372
    Boulder$3,342
    Hartford$3,330
    Atlantic City$3,291
    Fort G. G. Meade$3,276
    Everett$3,243
    Annapolis$3,228
    Sitka$3,228
    County Cost Group 880$3,204
    Quantico$3,174
    Edwards AFB$3,156
    Beale AFB$3,132
    Ann Arbor$3,078
    Cape May$3,072
    New London$3,072
    Denver$3,063
    Fort Detrick$3,063
    Tampa$3,042
    County Cost Group 870$2,997
    Philadelphia$2,979
    Sacramento$2,979
    Orlando$2,961
    Outer Banks$2,946
    Stockton$2,934
    Fort Myers Beach$2,919
    JB Lewis-McChord$2,919
    Baltimore$2,904
    JB Elmendorf-Richardson$2,892
    Madison$2,889
    Ketchikan$2,886
    Kodiak Island$2,883
    Patrick SFB$2,883
    Ballston Spa$2,862
    Port Angeles$2,859
    Hampden County$2,850
    Allentown$2,841
    County Cost Group 860$2,829
    Fort Pierce$2,829
    Fresno$2,826
    Abilene$2,820
    Oxford$2,814
    Beaufort$2,811
    Dallas$2,808
    Bridgeport$2,805
    Austin$2,802
    Traverse City$2,802
    Astoria$2,796
    Minneapolis$2,781
    Great Lakes Navtracen$2,760
    Portland$2,751
    County Cost Group 850$2,745
    Whidbey Island$2,745
    Aberdeen Proving Grounds$2,742
    Rome$2,739
    Bremerton$2,730
    Charlottesville$2,715
    Corvallis$2,715
    Dahlgren$2,715
    Atlanta$2,709
    Milwaukee$2,700
    Coastal Maine$2,697
    Reno$2,679
    Nashville$2,673
    County Cost Group 840$2,655
    St. Louis$2,655
    Savannah$2,652
    Knoxville$2,649
    Richmond$2,628
    Charleston$2,616
    Pittsburgh$2,604
    Detroit$2,583
    County Cost Group 830$2,580
    Asheville$2,571
    Elizabeth City$2,562
    Norfolk$2,559
    Brunswick$2,556
    Buffalo$2,553
    Spokane$2,553
    Twenty Nine Palms MCB$2,550
    Patuxent River$2,547
    Helena$2,535
    Birmingham$2,532
    Fort Collins$2,532
    Cincinnati$2,526
    Eglin AFB$2,526
    Houston$2,517
    Rochester$2,517
    Dahlonega$2,514
    Wilmington$2,502
    Volusia County$2,496
    Dover AFB$2,493
    County Cost Group 820$2,490
    Eugene$2,481
    Grand Haven$2,481
    Phoenix$2,457
    Fairbanks$2,454
    Panama City$2,442
    Fort Stewart$2,439
    Charlotte$2,436
    Fort Carson$2,433
    Barstow$2,430
    Fort Worth$2,424
    Hampton$2,421
    Cleveland$2,418
    Grand Rapids$2,403
    Chattanooga$2,397
    Salem$2,397
    College Station$2,391
    Durham$2,391
    Ocala$2,391
    County Cost Group 810$2,388
    Syracuse$2,385
    Yakima$2,382
    Carlisle Barracks$2,376
    Omaha$2,376
    New Orleans$2,373
    Battle Creek$2,370
    Myrtle Beach$2,361
    Salt Lake City$2,358
    Gainesville$2,355
    Fargo$2,337
    Duluth$2,334
    Albuquerque$2,328
    Humboldt County$2,322
    Memphis$2,319
    Raleigh$2,319
    Eastern Shore$2,313
    County Cost Group 800$2,283
    Boise$2,277
    Lemoore NAS$2,277
    Louisville$2,274
    State College$2,274
    Eastern Panhandle$2,253
    Jacksonville$2,241
    Columbus$2,238
    Rock Island$2,238
    Pensacola$2,235
    Ogden$2,229
    Provo$2,229
    Cheyenne$2,217
    Corpus Christi$2,217
    Coos Bay$2,214
    Rapid City$2,211
    County Cost Group 790$2,208
    Des Moines$2,208
    Indianapolis$2,208
    Nellis AFB$2,208
    Bismarck$2,202
    Baton Rouge$2,193
    Fort Huachuca$2,193
    Mountain Home AFB$2,187
    Kansas City$2,175
    Toledo$2,166
    Jackson$2,163
    Fort Gordon$2,157
    Kings Bay$2,157
    El Centro$2,151
    Lexington$2,151
    Fort Bliss$2,148
    Fort Knox$2,136
    Fort Leavenworth$2,133
    County Cost Group 780$2,130
    Fort Wayne$2,130
    Johnson City$2,124
    Columbia$2,121
    Davis-Monthan AFB$2,121
    Lincoln$2,112
    Wichita Fls$2,112
    Greensboro$2,109
    Fort Campbell$2,100
    Waco$2,097
    San Antonio (JBSA)$2,094
    Greenville$2,082
    Huntsville$2,079
    Roanoke$2,079
    Mobile$2,073
    County Cost Group 770$2,067
    Tallahassee$2,061
    Bangor$2,052
    Fort Bragg$2,049
    Morehead$2,046
    Fayetteville$2,040
    Shreveport$2,028
    Sioux Falls$2,025
    Marquette$2,010
    Grand Forks$2,004
    Columbus AFB$1,998
    Scott AFB$1,998
    County Cost Group 760$1,995
    Lexington$1,995
    Lansing$1,983
    Champaign$1,980
    Minot AFB$1,980
    Fort Benning$1,977
    Bloomington$1,956
    Seymour Johnson AFB$1,950
    County Cost Group 750$1,947
    Sumter$1,947
    Camp Lejeune$1,944
    Tulsa$1,944
    Little Rock$1,941
    White Sands MR$1,929
    Whiteman AFB$1,929
    Akron$1,926
    Fort Hood$1,920
    Sault Ste Marie$1,920
    Beaumont$1,917
    Moody AFB$1,917
    Morgantown$1,917
    County Cost Group 740$1,896
    Fort Drum$1,893
    Wilkes-Barre$1,887
    Robins AFB$1,878
    Paducah$1,875
    Holloman AFB$1,869
    Topeka$1,869
    County Cost Group 730$1,863
    Brownsville$1,860
    Peoria$1,860
    Springfield$1,857
    Oklahoma City$1,854
    Wright-Patterson AFB$1,851
    Lafayette$1,845
    Sparta$1,845
    Yuma$1,845
    County Cost Group 720$1,839
    Goodfellow AFB$1,836
    Auburn$1,833
    Fort Polk$1,833
    Springfield$1,824
    Terre Haute$1,824
    Malmstrom SFB$1,821
    County Cost Group 710$1,818
    Frankfort$1,815
    Lubbock$1,812
    County Cost Group 700$1,800
    Fallon NAS$1,788
    County Cost Group 690$1,785
    Fort Riley$1,782
    Huntington$1,779
    County Cost Group 680$1,773
    China Lake$1,767
    Charleston$1,764
    County Cost Group 670$1,764
    Montgomery$1,758
    County Cost Group 660$1,752
    Saginaw$1,749
    County Cost Group 650$1,743
    Fort Rucker$1,743
    County Cost Group 640$1,734
    County Cost Group 630$1,725
    Fort Leonard Wood$1,722
    County Cost Group 620$1,719
    County Cost Group 610$1,710
    Stevens Point$1,707
    County Cost Group 600$1,704
    Laughlin AFB$1,704
    County Cost Group 590$1,692
    Wichita$1,689
    County Cost Group 580$1,680
    Erie$1,680
    Fort Chaffee$1,680
    Alexandria$1,677
    County Cost Group 570$1,668
    County Cost Group 560$1,659
    County Cost Group 550$1,650
    St Mary And Terrebonne$1,650
    County Cost Group 540$1,641
    County Cost Group 530$1,635
    County Cost Group 520$1,629
    Monroe$1,629
    County Cost Group 510$1,626
    Lake Charles$1,626
    Columbia$1,623
    Gulfport$1,620
    Cannon AFB$1,593
    Altus AFB$1,563
    Meridian$1,545
    Albany$1,539
    Hattiesburg$1,524
    Vance AFB$1,512
    Fort Sill$1,494
    Anniston$1,491
    Youngstown$1,335

    Norfolk is #129 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Norfolk0 – $3,366 / month
    E-1$2,229
    E-2$2,229
    E-3$2,229
    E-4$2,229
    E-5$2,430
    E-6$2,559
    E-7$2,604
    E-8$2,661
    E-9$2,796
    W-1$2,574
    W-2$2,628
    W-3$2,697
    W-4$2,832
    W-5$3,000
    O-1E$2,613
    O-2E$2,685
    O-3E$2,859
    O-1$2,454
    O-2$2,556
    O-3$2,694
    O-4$3,054
    O-5$3,318
    O-6$3,342
    O-7$3,366

    Promoting to E-7 here adds $45 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Norfolk to San Francisco at E-6 is worth $2,895 a month — about 64 promotions worth of housing allowance, at $45 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,559 a month of BAH takes more than $2,559 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.