BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2E without dependents at Fort Carson draws $2,385 per month in 2026

    Permalinkbahratedesk.com/fort-carson/o-2e/without/ExcelCSVDownloads cover this station.
    Colorado Springs, CO
    O-2E · without dependents
    $2,385/ month
    $28,620 / year
    At O-2E, this is #131 of 338 stations loaded · high San Francisco $5,268 · low Youngstown $1,305
    MHA CO046 · ZIPs 80104 80106 80108 80109 80118 80132 +70 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,058 / mo gross
    Other dependency status here$2,583 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Carson — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,160$1,689
    E-2$2,160$1,689
    E-3$2,160$1,689
    E-4$2,160$1,689
    E-5$2,358$1,860
    E-6$2,433$1,980
    E-7$2,487$2,166
    E-8$2,553$2,379
    E-9$2,646$2,388
    Warrant officer
    W-1$2,448$2,103
    W-2$2,514$2,376
    W-3$2,598$2,394
    W-4$2,664$2,436
    W-5$2,754$2,502
    Officer — prior enlisted
    O-1E$2,496$2,355
    O-2E$2,583$2,385
    O-3E$2,679$2,418
    Officer
    O-1$2,376$1,959
    O-2$2,430$2,295
    O-3$2,595$2,397
    O-4$2,778$2,484
    O-5$2,913$2,517
    O-6$2,934$2,574
    O-7$2,955$2,616
    PCS compareFort Carson · O-2E · $2,385/mo
    Aberdeen Proving Grounds$2,592/mo · $31,104/yr
    ▲ RAISE+$207+$2,484/yr · like +$3,185 of salary

    What this rate means

    O-2E without dependents, every station0 – $5,268 / month
    San Francisco$5,268
    New York City$5,103
    Westchester County$4,923
    Northern New Jersey$4,878
    Boston$4,806
    Santa Clara County$4,797
    Nantucket$4,686
    Long Island$4,575
    Maui County$4,521
    Hanscom AFB$4,311
    Martha's Vineyard$4,251
    San Diego$4,161
    Camp Pendleton$4,152
    Los Angeles$4,014
    Florida Keys$4,002
    Kauai County$4,002
    Cape Cod-Plymouth$3,951
    Staten Island$3,942
    Oakland$3,912
    Fort Monmouth$3,780
    Honolulu County$3,768
    West Point$3,753
    Ventura$3,741
    Miami$3,714
    Hawaii County$3,696
    Perth Amboy$3,690
    Trenton$3,687
    Monterey$3,639
    Essex CO$3,591
    Chicago$3,552
    Marin$3,528
    San Luis Obispo$3,525
    West Palm Beach$3,498
    Portsmouth$3,480
    Seattle$3,471
    Vandenberg SFB$3,465
    Riverside$3,435
    Vallejo$3,420
    Washington$3,405
    Burlington$3,390
    Portland$3,390
    New Haven$3,354
    Manchester$3,327
    San Bernardino$3,324
    County Cost Group 890$3,312
    Providence$3,306
    Indian Head Navordsta$3,300
    Fitchburg$3,255
    Warrenton$3,198
    Santa Fe$3,159
    Willow Grove$3,135
    Worcester$3,123
    Newport$3,111
    JB McGuire-Dix-Lakehurst$3,096
    Hartford$3,087
    Fort G. G. Meade$3,063
    Annapolis$3,054
    Quantico$3,048
    Beale AFB$3,033
    Boulder$3,012
    County Cost Group 880$3,003
    Everett$2,964
    Atlantic City$2,934
    Denver$2,934
    Sacramento$2,931
    Juneau$2,904
    Cape May$2,892
    Edwards AFB$2,877
    Tampa$2,853
    Fort Detrick$2,847
    Philadelphia$2,814
    County Cost Group 870$2,802
    New London$2,796
    Fort Myers Beach$2,790
    Ann Arbor$2,787
    Orlando$2,787
    Brunswick$2,772
    Madison$2,754
    Outer Banks$2,751
    Fort Pierce$2,748
    Baltimore$2,736
    Ballston Spa$2,730
    Ketchikan$2,727
    Stockton$2,718
    Sitka$2,715
    JB Lewis-McChord$2,712
    Patrick SFB$2,667
    Milwaukee$2,640
    Minneapolis$2,640
    County Cost Group 860$2,634
    Port Angeles$2,619
    Dallas$2,613
    Kodiak Island$2,610
    Fresno$2,607
    Oxford$2,604
    Aberdeen Proving Grounds$2,592
    Hampden County$2,589
    Beaufort$2,580
    Allentown$2,577
    Great Lakes Navtracen$2,571
    Austin$2,556
    County Cost Group 850$2,553
    Portland$2,541
    Corvallis$2,529
    Elizabeth City$2,529
    St. Louis$2,529
    Atlanta$2,526
    JB Elmendorf-Richardson$2,523
    Bremerton$2,523
    Charlottesville$2,520
    Eglin AFB$2,514
    Reno$2,514
    Savannah$2,514
    Dahlgren$2,487
    Charleston$2,484
    Norfolk$2,481
    Richmond$2,475
    Birmingham$2,472
    County Cost Group 840$2,463
    Patuxent River$2,463
    Detroit$2,454
    Nashville$2,442
    Pittsburgh$2,421
    Coastal Maine$2,412
    Bridgeport$2,397
    Astoria$2,391
    County Cost Group 830$2,391
    Knoxville$2,388
    Traverse City$2,388
    Cincinnati$2,385
    Fort Carson$2,385
    Ocala$2,385
    Rome$2,382
    Fort Collins$2,379
    Volusia County$2,373
    Asheville$2,367
    Dover AFB$2,367
    Whidbey Island$2,367
    Buffalo$2,361
    Fort Stewart$2,361
    Phoenix$2,358
    Rochester$2,343
    Spokane$2,343
    Dahlonega$2,337
    Hampton$2,334
    Houston$2,331
    Eugene$2,313
    Grand Haven$2,310
    County Cost Group 820$2,301
    Abilene$2,286
    Charlotte$2,283
    Panama City$2,280
    Albuquerque$2,259
    Grand Rapids$2,256
    Fort Worth$2,250
    Wilmington$2,241
    Durham$2,235
    Fairbanks$2,235
    Twenty Nine Palms MCB$2,229
    Salt Lake City$2,226
    Memphis$2,220
    Myrtle Beach$2,211
    Omaha$2,211
    Carlisle Barracks$2,205
    County Cost Group 810$2,202
    Eastern Shore$2,202
    Jacksonville$2,202
    Lemoore NAS$2,196
    Syracuse$2,193
    Barstow$2,187
    Raleigh$2,187
    Cleveland$2,181
    Duluth$2,181
    Gainesville$2,175
    Salem$2,175
    Helena$2,169
    Chattanooga$2,166
    Ogden$2,160
    Kings Bay$2,148
    Eastern Panhandle$2,139
    Battle Creek$2,136
    Nellis AFB$2,127
    Provo$2,127
    Yakima$2,121
    Louisville$2,109
    New Orleans$2,109
    Humboldt County$2,106
    County Cost Group 800$2,100
    Toledo$2,085
    Rapid City$2,082
    Boise$2,076
    Kansas City$2,064
    El Centro$2,052
    Rock Island$2,052
    College Station$2,034
    Columbus$2,031
    County Cost Group 790$2,028
    Fort Wayne$2,022
    Jackson$2,022
    Pensacola$2,022
    Indianapolis$2,019
    Baton Rouge$2,013
    Coos Bay$2,004
    Fort Gordon$2,004
    State College$2,001
    Davis-Monthan AFB$1,995
    Lexington$1,995
    Greenville$1,986
    Columbia$1,980
    Fargo$1,980
    Roanoke$1,980
    Corpus Christi$1,974
    Mobile$1,965
    San Antonio (JBSA)$1,965
    Des Moines$1,962
    Bangor$1,959
    Fort Bliss$1,956
    County Cost Group 780$1,950
    Fort Leavenworth$1,950
    Fort Campbell$1,938
    Greensboro$1,938
    Morehead$1,932
    Bloomington$1,926
    Fort Huachuca$1,926
    Lincoln$1,926
    Tallahassee$1,926
    Shreveport$1,920
    Huntsville$1,917
    Fort Bragg$1,908
    Waco$1,902
    Cheyenne$1,899
    Marquette$1,899
    Fayetteville$1,893
    County Cost Group 770$1,887
    Little Rock$1,884
    Lansing$1,881
    Bismarck$1,860
    Fort Knox$1,860
    Mountain Home AFB$1,860
    Grand Forks$1,848
    Robins AFB$1,830
    Fort Benning$1,827
    Fort Drum$1,827
    County Cost Group 760$1,818
    Johnson City$1,800
    Wilkes-Barre$1,800
    White Sands MR$1,797
    Fort Hood$1,788
    Auburn$1,785
    County Cost Group 750$1,770
    Tulsa$1,770
    Wichita Fls$1,764
    Morgantown$1,758
    Sioux Falls$1,758
    Yuma$1,758
    Whiteman AFB$1,749
    Camp Lejeune$1,740
    Scott AFB$1,740
    Minot AFB$1,737
    Lexington$1,734
    Wright-Patterson AFB$1,734
    Champaign$1,731
    Oklahoma City$1,731
    Akron$1,728
    Topeka$1,728
    County Cost Group 740$1,719
    Fallon NAS$1,716
    Holloman AFB$1,710
    Montgomery$1,710
    Seymour Johnson AFB$1,707
    Sault Ste Marie$1,701
    Malmstrom SFB$1,698
    Lafayette$1,695
    Moody AFB$1,695
    Peoria$1,695
    Sumter$1,695
    Beaumont$1,692
    County Cost Group 730$1,689
    Goodfellow AFB$1,689
    Fort Rucker$1,674
    County Cost Group 720$1,665
    Columbus AFB$1,659
    Brownsville$1,656
    Springfield$1,656
    China Lake$1,650
    County Cost Group 710$1,644
    Huntington$1,638
    St Mary And Terrebonne$1,638
    Terre Haute$1,635
    County Cost Group 700$1,626
    Lubbock$1,620
    Gulfport$1,614
    County Cost Group 690$1,611
    Saginaw$1,608
    County Cost Group 680$1,602
    Springfield$1,593
    County Cost Group 670$1,590
    Sparta$1,590
    Frankfort$1,587
    Paducah$1,587
    Fort Leonard Wood$1,581
    County Cost Group 660$1,578
    Laughlin AFB$1,572
    Columbia$1,569
    County Cost Group 650$1,569
    County Cost Group 640$1,563
    Charleston$1,560
    County Cost Group 630$1,554
    Erie$1,554
    County Cost Group 620$1,548
    County Cost Group 610$1,539
    County Cost Group 600$1,533
    County Cost Group 590$1,521
    Fort Riley$1,518
    Wichita$1,512
    County Cost Group 580$1,509
    County Cost Group 570$1,497
    Stevens Point$1,497
    County Cost Group 560$1,488
    Fort Polk$1,488
    County Cost Group 550$1,479
    Lake Charles$1,473
    County Cost Group 540$1,470
    County Cost Group 530$1,464
    Cannon AFB$1,461
    County Cost Group 520$1,461
    Alexandria$1,458
    Fort Chaffee$1,458
    County Cost Group 510$1,455
    Hattiesburg$1,446
    Meridian$1,446
    Albany$1,440
    Altus AFB$1,386
    Monroe$1,383
    Vance AFB$1,347
    Fort Sill$1,344
    Anniston$1,314
    Youngstown$1,305

    Fort Carson is #131 of 338. The spread between the dearest and cheapest station at this grade is $3,963 a month — $47,556 a year, untaxed.

    Every pay grade at Fort Carson0 – $2,616 / month
    E-1$1,689
    E-2$1,689
    E-3$1,689
    E-4$1,689
    E-5$1,860
    E-6$1,980
    E-7$2,166
    E-8$2,379
    E-9$2,388
    W-1$2,103
    W-2$2,376
    W-3$2,394
    W-4$2,436
    W-5$2,502
    O-1E$2,355
    O-2E$2,385
    O-3E$2,418
    O-1$1,959
    O-2$2,295
    O-3$2,397
    O-4$2,484
    O-5$2,517
    O-6$2,574
    O-7$2,616

    Promoting to O-3E here adds $33 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Carson to San Francisco at O-2E is worth $2,883 a month — about 87 promotions worth of housing allowance, at $33 per grade here.

    02

    Dependency status is worth 8% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,385 a month of BAH takes more than $2,385 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.