BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-3 with dependents at Fort Carson draws $2,598 per month in 2026

    Permalinkbahratedesk.com/fort-carson/w-3/with/ExcelCSVDownloads cover this station.
    Colorado Springs, CO
    W-3 · with dependents
    $2,598/ month
    $31,176 / year
    At W-3, this is #161 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689
    MHA CO046 · ZIPs 80104 80106 80108 80109 80118 80132 +70 more
    Your grade is calledARMYCW3USMCCWO3NAVYCWO3
    Untaxed — matching it with taxable pay takes$3,331 / mo gross
    Other dependency status here$2,394 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Carson — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,160$1,689
    E-2$2,160$1,689
    E-3$2,160$1,689
    E-4$2,160$1,689
    E-5$2,358$1,860
    E-6$2,433$1,980
    E-7$2,487$2,166
    E-8$2,553$2,379
    E-9$2,646$2,388
    Warrant officer
    W-1$2,448$2,103
    W-2$2,514$2,376
    W-3$2,598$2,394
    W-4$2,664$2,436
    W-5$2,754$2,502
    Officer — prior enlisted
    O-1E$2,496$2,355
    O-2E$2,583$2,385
    O-3E$2,679$2,418
    Officer
    O-1$2,376$1,959
    O-2$2,430$2,295
    O-3$2,595$2,397
    O-4$2,778$2,484
    O-5$2,913$2,517
    O-6$2,934$2,574
    O-7$2,955$2,616
    PCS compareFort Carson · W-3 · $2,598/mo
    Aberdeen Proving Grounds$3,075/mo · $36,900/yr
    ▲ RAISE+$477+$5,724/yr · like +$7,338 of salary

    What this rate means

    W-3 with dependents, every station0 – $6,654 / month
    Westchester County$6,654
    Maui County$5,586
    San Francisco$5,559
    New York City$5,535
    Nantucket$5,445
    Santa Clara County$5,202
    Boston$5,169
    Northern New Jersey$5,097
    Long Island$5,064
    Martha's Vineyard$5,031
    Florida Keys$4,884
    Monterey$4,842
    Hanscom AFB$4,773
    Kauai County$4,668
    Camp Pendleton$4,662
    Staten Island$4,560
    Essex CO$4,545
    Los Angeles$4,530
    San Diego$4,521
    Portsmouth$4,476
    Miami$4,446
    Honolulu County$4,434
    Cape Cod-Plymouth$4,425
    West Point$4,383
    Oakland$4,365
    Trenton$4,365
    Fort Monmouth$4,335
    Portland$4,272
    Manchester$4,245
    Perth Amboy$4,242
    Seattle$4,221
    San Luis Obispo$4,218
    Ventura$4,215
    Burlington$4,209
    Marin$4,149
    Newport$4,146
    Fitchburg$4,068
    Washington$4,023
    Providence$4,017
    West Palm Beach$3,981
    Hawaii County$3,948
    New Haven$3,846
    County Cost Group 890$3,831
    Brunswick$3,783
    Vandenberg SFB$3,783
    Hartford$3,765
    Worcester$3,759
    Chicago$3,741
    Boulder$3,714
    Santa Fe$3,714
    Riverside$3,708
    Indian Head Navordsta$3,672
    Warrenton$3,669
    Atlantic City$3,627
    Juneau$3,597
    Everett$3,570
    JB McGuire-Dix-Lakehurst$3,555
    Vallejo$3,540
    County Cost Group 880$3,492
    Sitka$3,465
    Austin$3,456
    Annapolis$3,441
    Willow Grove$3,441
    Hampden County$3,435
    Madison$3,435
    San Bernardino$3,417
    Eglin AFB$3,414
    Fort G. G. Meade$3,414
    JB Elmendorf-Richardson$3,369
    Ann Arbor$3,360
    Ketchikan$3,336
    Quantico$3,330
    Stockton$3,315
    New London$3,309
    County Cost Group 870$3,273
    Edwards AFB$3,267
    Fort Detrick$3,258
    Ballston Spa$3,240
    Astoria$3,219
    Denver$3,210
    Milwaukee$3,198
    Cape May$3,189
    Kodiak Island$3,177
    Beale AFB$3,168
    Baltimore$3,159
    Fort Myers Beach$3,132
    JB Lewis-McChord$3,126
    Whidbey Island$3,111
    County Cost Group 860$3,093
    Outer Banks$3,090
    Port Angeles$3,084
    Tampa$3,084
    Fort Pierce$3,081
    Aberdeen Proving Grounds$3,075
    Traverse City$3,072
    Dover AFB$3,060
    Bremerton$3,048
    Charlottesville$3,048
    Sacramento$3,042
    Portland$3,033
    Bridgeport$3,021
    Great Lakes Navtracen$3,021
    Philadelphia$3,018
    County Cost Group 850$3,006
    Orlando$3,000
    Oxford$2,988
    Fairbanks$2,943
    Fresno$2,940
    Patrick SFB$2,925
    Minneapolis$2,913
    County Cost Group 840$2,910
    Knoxville$2,907
    Allentown$2,883
    Rome$2,883
    Coastal Maine$2,871
    Corvallis$2,868
    Abilene$2,862
    Beaufort$2,859
    Dallas$2,850
    Dahlgren$2,847
    Spokane$2,847
    Humboldt County$2,844
    Asheville$2,838
    County Cost Group 830$2,829
    Syracuse$2,817
    Twenty Nine Palms MCB$2,817
    Fort Collins$2,808
    Reno$2,802
    Nashville$2,787
    Detroit$2,781
    Buffalo$2,775
    Helena$2,775
    Patuxent River$2,772
    Eugene$2,769
    Richmond$2,763
    St. Louis$2,763
    Rochester$2,760
    Barstow$2,751
    Atlanta$2,748
    Salt Lake City$2,748
    Savannah$2,748
    County Cost Group 820$2,733
    Charleston$2,724
    Panama City$2,712
    Salem$2,712
    Coos Bay$2,706
    Yakima$2,706
    Houston$2,703
    Gainesville$2,700
    Norfolk$2,697
    College Station$2,688
    El Centro$2,673
    Elizabeth City$2,670
    Pittsburgh$2,646
    Volusia County$2,637
    Wilmington$2,631
    County Cost Group 810$2,625
    Cincinnati$2,607
    Omaha$2,604
    Fort Stewart$2,601
    Fort Carson$2,598
    Tallahassee$2,586
    Columbus$2,583
    State College$2,583
    Birmingham$2,568
    Carlisle Barracks$2,562
    Grand Haven$2,556
    New Orleans$2,556
    Dahlonega$2,553
    Provo$2,532
    Myrtle Beach$2,526
    Bangor$2,523
    Chattanooga$2,523
    Durham$2,520
    Battle Creek$2,517
    Fargo$2,514
    County Cost Group 800$2,511
    Jackson$2,505
    Fort Campbell$2,499
    Phoenix$2,493
    Eastern Panhandle$2,481
    Corpus Christi$2,478
    Fort Drum$2,478
    Hampton$2,478
    Rapid City$2,478
    Bloomington$2,475
    Charlotte$2,475
    Fort Worth$2,463
    Cleveland$2,460
    Lemoore NAS$2,454
    Cheyenne$2,445
    Grand Rapids$2,442
    Ocala$2,442
    County Cost Group 790$2,436
    Des Moines$2,436
    Fort Knox$2,424
    Morehead$2,424
    Auburn$2,421
    Kings Bay$2,421
    Eastern Shore$2,409
    Albuquerque$2,400
    Fort Leavenworth$2,397
    Louisville$2,397
    Raleigh$2,394
    Marquette$2,391
    Nellis AFB$2,385
    Waco$2,382
    Bismarck$2,373
    Boise$2,373
    Duluth$2,373
    Jacksonville$2,367
    Ogden$2,364
    Fayetteville$2,361
    Memphis$2,355
    County Cost Group 780$2,349
    Fort Hood$2,346
    Johnson City$2,346
    Mountain Home AFB$2,328
    Wichita Fls$2,328
    Fallon NAS$2,325
    Kansas City$2,313
    Indianapolis$2,310
    Roanoke$2,304
    Rock Island$2,301
    County Cost Group 770$2,283
    Lincoln$2,283
    Malmstrom SFB$2,274
    Pensacola$2,274
    Shreveport$2,271
    Fort Rucker$2,268
    Greensboro$2,262
    Fort Gordon$2,253
    Whiteman AFB$2,247
    Columbia$2,235
    Fort Huachuca$2,235
    Baton Rouge$2,232
    Huntsville$2,229
    Seymour Johnson AFB$2,229
    Scott AFB$2,211
    County Cost Group 760$2,208
    Fort Wayne$2,208
    Greenville$2,208
    Lexington$2,208
    Fort Bliss$2,205
    Mobile$2,205
    Davis-Monthan AFB$2,202
    Grand Forks$2,202
    Robins AFB$2,202
    Toledo$2,202
    Goodfellow AFB$2,199
    Columbus AFB$2,184
    Fort Bragg$2,178
    Minot AFB$2,178
    Brownsville$2,172
    China Lake$2,157
    County Cost Group 750$2,157
    Frankfort$2,136
    Lexington$2,133
    Champaign$2,130
    Lansing$2,130
    San Antonio (JBSA)$2,130
    Columbia$2,127
    Laughlin AFB$2,127
    Sioux Falls$2,109
    Tulsa$2,109
    County Cost Group 740$2,100
    Wright-Patterson AFB$2,100
    Camp Lejeune$2,088
    Wilkes-Barre$2,088
    White Sands MR$2,085
    County Cost Group 730$2,067
    Topeka$2,067
    Fort Benning$2,061
    Sumter$2,055
    Yuma$2,052
    Gulfport$2,046
    County Cost Group 720$2,043
    Lafayette$2,043
    Peoria$2,043
    Fort Leonard Wood$2,034
    Morgantown$2,034
    Paducah$2,034
    County Cost Group 710$2,019
    St Mary And Terrebonne$2,013
    Moody AFB$2,007
    Springfield$2,004
    Terre Haute$2,004
    County Cost Group 700$2,001
    Springfield$2,001
    Lubbock$1,986
    County Cost Group 690$1,983
    Lake Charles$1,983
    Akron$1,980
    Little Rock$1,977
    Oklahoma City$1,977
    County Cost Group 680$1,971
    Fort Chaffee$1,965
    County Cost Group 670$1,962
    Sault Ste Marie$1,962
    Beaumont$1,959
    Meridian$1,959
    Fort Riley$1,956
    Alexandria$1,953
    County Cost Group 660$1,947
    Fort Polk$1,941
    Wichita$1,941
    County Cost Group 650$1,938
    Montgomery$1,935
    County Cost Group 640$1,929
    Sparta$1,926
    County Cost Group 630$1,920
    Huntington$1,920
    County Cost Group 620$1,914
    Albany$1,911
    Holloman AFB$1,908
    County Cost Group 610$1,905
    County Cost Group 600$1,896
    County Cost Group 590$1,884
    Cannon AFB$1,878
    Erie$1,875
    County Cost Group 580$1,872
    Hattiesburg$1,869
    Charleston$1,863
    County Cost Group 570$1,860
    County Cost Group 560$1,851
    Saginaw$1,845
    County Cost Group 550$1,839
    Altus AFB$1,836
    County Cost Group 540$1,830
    County Cost Group 530$1,824
    Vance AFB$1,821
    County Cost Group 520$1,818
    County Cost Group 510$1,812
    Youngstown$1,773
    Fort Sill$1,761
    Stevens Point$1,749
    Monroe$1,731
    Anniston$1,689

    Fort Carson is #161 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

    Every pay grade at Fort Carson0 – $2,955 / month
    E-1$2,160
    E-2$2,160
    E-3$2,160
    E-4$2,160
    E-5$2,358
    E-6$2,433
    E-7$2,487
    E-8$2,553
    E-9$2,646
    W-1$2,448
    W-2$2,514
    W-3$2,598
    W-4$2,664
    W-5$2,754
    O-1E$2,496
    O-2E$2,583
    O-3E$2,679
    O-1$2,376
    O-2$2,430
    O-3$2,595
    O-4$2,778
    O-5$2,913
    O-6$2,934
    O-7$2,955

    Promoting to W-4 here adds $66 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Carson to Westchester County at W-3 is worth $4,056 a month — about 61 promotions worth of housing allowance, at $66 per grade here.

    02

    Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,598 a month of BAH takes more than $2,598 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.