BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-9 with dependents at San Antonio (JBSA) draws $2,157 per month in 2026

    Permalinkbahratedesk.com/san-antonio/e-9/with/ExcelCSVDownloads cover this station.
    San Antonio, TX
    E-9 · with dependents
    $2,157/ month
    $25,884 / year
    At E-9, this is #268 of 338 stations loaded · high Westchester County $6,882 · low Anniston $1,755
    MHA TX285 · ZIPs 78002 78023 78054 78069 78070 78073 +107 more
    Your grade is calledARMYSGM / CSMUSMCMGySgt / SgtMajNAVYMCPOUSAFCMSgt
    Untaxed — matching it with taxable pay takes$2,765 / mo gross
    Other dependency status here$1,977 without dependents
    In government quarters, no dependents$50.10 / mo partial
    MHA

    Most JBSA grades went DOWN for 2026 — see the rate-protection flag below.

    RATE PROTECTION

    Already stationed here? You don't take this cut. BAH rate protection holds you at your prior year's amount as long as your duty location, grade and dependency status stay the same. The lower 2026 number applies to members arriving on new orders, and to you if you promote, change dependency status, or PCS.

    San Antonio (JBSA) — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,728$1,359
    E-2$1,728$1,359
    E-3$1,728$1,359
    E-4$1,728$1,359
    E-5$1,869$1,500
    E-6$2,094$1,596
    E-7$2,112$1,731
    E-8$2,121$1,920
    E-9$2,157$1,977
    Warrant officer
    W-1$2,109$1,692
    W-2$2,118$1,917
    W-3$2,130$1,986
    W-4$2,178$2,085
    W-5$2,280$2,097
    Officer — prior enlisted
    O-1E$2,115$1,866
    O-2E$2,124$1,965
    O-3E$2,196$2,082
    Officer
    O-1$1,905$1,584
    O-2$2,091$1,827
    O-3$2,127$2,007
    O-4$2,307$2,088
    O-5$2,457$2,100
    O-6$2,475$2,103
    O-7$2,490$2,112
    PCS compareSan Antonio (JBSA) · E-9 · $2,157/mo
    Aberdeen Proving Grounds$3,165/mo · $37,980/yr
    ▲ RAISE+$1,008+$12,096/yr · like +$15,508 of salary

    What this rate means

    E-9 with dependents, every station0 – $6,882 / month
    Westchester County$6,882
    San Francisco$5,799
    New York City$5,790
    Maui County$5,712
    Nantucket$5,682
    Santa Clara County$5,382
    Boston$5,379
    Northern New Jersey$5,235
    Long Island$5,187
    Martha's Vineyard$5,130
    Florida Keys$5,097
    Hanscom AFB$4,983
    Monterey$4,956
    Kauai County$4,863
    Camp Pendleton$4,779
    Essex CO$4,755
    Staten Island$4,692
    Los Angeles$4,674
    San Diego$4,671
    Miami$4,656
    Portsmouth$4,617
    Cape Cod-Plymouth$4,548
    Trenton$4,521
    West Point$4,521
    Honolulu County$4,518
    Oakland$4,488
    Fort Monmouth$4,437
    Portland$4,425
    San Luis Obispo$4,413
    Perth Amboy$4,350
    Manchester$4,320
    Burlington$4,314
    Seattle$4,311
    Ventura$4,305
    Marin$4,263
    Newport$4,230
    Fitchburg$4,212
    Washington$4,128
    West Palm Beach$4,110
    Providence$4,101
    Hawaii County$3,993
    New Haven$3,963
    County Cost Group 890$3,942
    Worcester$3,909
    Vandenberg SFB$3,873
    Hartford$3,867
    Warrenton$3,816
    Brunswick$3,801
    Boulder$3,795
    Chicago$3,771
    Indian Head Navordsta$3,768
    Santa Fe$3,762
    Riverside$3,753
    Atlantic City$3,735
    Juneau$3,672
    JB McGuire-Dix-Lakehurst$3,642
    Everett$3,630
    Vallejo$3,597
    County Cost Group 880$3,594
    Austin$3,558
    Annapolis$3,546
    Madison$3,525
    Hampden County$3,522
    Sitka$3,513
    Fort G. G. Meade$3,507
    Willow Grove$3,495
    JB Elmendorf-Richardson$3,486
    Ann Arbor$3,483
    San Bernardino$3,465
    Eglin AFB$3,447
    Quantico$3,444
    Ketchikan$3,441
    Stockton$3,432
    New London$3,405
    County Cost Group 870$3,372
    Edwards AFB$3,354
    Fort Detrick$3,345
    Ballston Spa$3,327
    Cape May$3,312
    Milwaukee$3,300
    Astoria$3,291
    Kodiak Island$3,282
    Denver$3,267
    Baltimore$3,246
    Beale AFB$3,195
    Fort Myers Beach$3,192
    County Cost Group 860$3,186
    Outer Banks$3,186
    JB Lewis-McChord$3,180
    Fort Pierce$3,171
    Aberdeen Proving Grounds$3,165
    Whidbey Island$3,159
    Port Angeles$3,138
    Portland$3,138
    Charlottesville$3,129
    Tampa$3,123
    Traverse City$3,123
    Great Lakes Navtracen$3,120
    Sacramento$3,114
    Philadelphia$3,111
    Bremerton$3,105
    Bridgeport$3,099
    County Cost Group 850$3,096
    Oxford$3,096
    Dover AFB$3,063
    Fairbanks$3,018
    Orlando$3,018
    Fresno$3,015
    Corvallis$3,009
    Knoxville$3,000
    County Cost Group 840$2,997
    Minneapolis$2,985
    Asheville$2,979
    Allentown$2,955
    Dahlgren$2,955
    Patrick SFB$2,955
    Beaufort$2,949
    Rome$2,937
    Coastal Maine$2,919
    County Cost Group 830$2,916
    Humboldt County$2,916
    Detroit$2,904
    Dallas$2,901
    Spokane$2,901
    Abilene$2,895
    Twenty Nine Palms MCB$2,892
    Reno$2,889
    Syracuse$2,880
    Fort Collins$2,865
    Buffalo$2,862
    Eugene$2,856
    Patuxent River$2,856
    Nashville$2,853
    Helena$2,847
    St. Louis$2,841
    Richmond$2,835
    Rochester$2,832
    Savannah$2,823
    College Station$2,820
    County Cost Group 820$2,817
    Barstow$2,814
    Salt Lake City$2,802
    Houston$2,796
    Norfolk$2,796
    Salem$2,796
    Gainesville$2,793
    Yakima$2,793
    Coos Bay$2,772
    Charleston$2,769
    Panama City$2,766
    Elizabeth City$2,760
    Atlanta$2,757
    Pittsburgh$2,742
    Wilmington$2,736
    El Centro$2,721
    County Cost Group 810$2,706
    Omaha$2,706
    Volusia County$2,688
    Fort Stewart$2,682
    State College$2,679
    Cincinnati$2,676
    Tallahassee$2,670
    Fort Carson$2,646
    Carlisle Barracks$2,643
    Columbus$2,640
    New Orleans$2,634
    Chattanooga$2,631
    Durham$2,631
    Grand Haven$2,610
    Jackson$2,598
    Myrtle Beach$2,598
    Bloomington$2,595
    Provo$2,592
    Battle Creek$2,589
    County Cost Group 800$2,589
    Birmingham$2,583
    Dahlonega$2,583
    Fort Campbell$2,580
    Fargo$2,574
    Hampton$2,571
    Bangor$2,568
    Eastern Panhandle$2,568
    Cleveland$2,559
    Corpus Christi$2,553
    Rapid City$2,538
    Fort Drum$2,526
    Cheyenne$2,520
    Grand Rapids$2,517
    Ocala$2,517
    Phoenix$2,517
    Lemoore NAS$2,514
    County Cost Group 790$2,511
    Des Moines$2,511
    Fort Knox$2,505
    Auburn$2,502
    Morehead$2,502
    Kings Bay$2,499
    Waco$2,496
    Fort Worth$2,490
    Louisville$2,487
    Charlotte$2,478
    Albuquerque$2,472
    Eastern Shore$2,472
    Marquette$2,457
    Nellis AFB$2,445
    Raleigh$2,445
    Fayetteville$2,439
    Boise$2,433
    Duluth$2,433
    Johnson City$2,433
    Fort Leavenworth$2,427
    Wichita Fls$2,427
    County Cost Group 780$2,424
    Jacksonville$2,424
    Mountain Home AFB$2,418
    Ogden$2,418
    Fort Hood$2,409
    Kansas City$2,397
    Rock Island$2,388
    Roanoke$2,379
    Bismarck$2,376
    Memphis$2,376
    Fallon NAS$2,373
    County Cost Group 770$2,352
    Shreveport$2,352
    Fort Rucker$2,346
    Indianapolis$2,346
    Malmstrom SFB$2,346
    Lincoln$2,343
    Fort Gordon$2,334
    Scott AFB$2,325
    Whiteman AFB$2,322
    Greensboro$2,319
    Columbia$2,310
    Lexington$2,304
    Pensacola$2,304
    Seymour Johnson AFB$2,295
    Baton Rouge$2,289
    Fort Wayne$2,289
    Huntsville$2,286
    Mobile$2,286
    Robins AFB$2,283
    Toledo$2,283
    Grand Forks$2,277
    Greenville$2,277
    County Cost Group 760$2,274
    Brownsville$2,259
    Davis-Monthan AFB$2,253
    Fort Huachuca$2,250
    Fort Bragg$2,244
    Fort Bliss$2,241
    Champaign$2,238
    China Lake$2,238
    Lansing$2,238
    Laughlin AFB$2,238
    Goodfellow AFB$2,235
    Columbus AFB$2,232
    Minot AFB$2,229
    County Cost Group 750$2,223
    Tulsa$2,214
    Lexington$2,211
    Columbia$2,199
    Wright-Patterson AFB$2,196
    Wilkes-Barre$2,181
    Sioux Falls$2,169
    County Cost Group 740$2,166
    Camp Lejeune$2,160
    San Antonio (JBSA)$2,157
    Topeka$2,154
    Frankfort$2,148
    Gulfport$2,139
    Sumter$2,139
    Paducah$2,136
    County Cost Group 730$2,133
    White Sands MR$2,127
    Morgantown$2,124
    Fort Benning$2,121
    Yuma$2,115
    Lafayette$2,112
    Peoria$2,109
    Terre Haute$2,109
    County Cost Group 720$2,106
    Springfield$2,103
    St Mary And Terrebonne$2,103
    Moody AFB$2,097
    Akron$2,094
    County Cost Group 710$2,082
    Lubbock$2,082
    Springfield$2,070
    County Cost Group 700$2,064
    Fort Leonard Wood$2,064
    Lake Charles$2,061
    Little Rock$2,061
    Sault Ste Marie$2,058
    County Cost Group 690$2,046
    Alexandria$2,040
    County Cost Group 680$2,034
    Montgomery$2,034
    Oklahoma City$2,034
    Beaumont$2,028
    Fort Chaffee$2,028
    Meridian$2,028
    County Cost Group 670$2,022
    Wichita$2,022
    Fort Riley$2,013
    Albany$2,010
    County Cost Group 660$2,010
    County Cost Group 650$2,001
    County Cost Group 640$1,992
    Fort Polk$1,989
    County Cost Group 630$1,983
    Holloman AFB$1,980
    County Cost Group 620$1,974
    Sparta$1,971
    County Cost Group 610$1,965
    Huntington$1,959
    Charleston$1,956
    County Cost Group 600$1,956
    Hattiesburg$1,950
    County Cost Group 590$1,944
    County Cost Group 580$1,932
    Erie$1,929
    County Cost Group 570$1,920
    Altus AFB$1,917
    Vance AFB$1,914
    County Cost Group 560$1,908
    County Cost Group 550$1,899
    Cannon AFB$1,890
    County Cost Group 540$1,890
    County Cost Group 530$1,881
    County Cost Group 520$1,875
    County Cost Group 510$1,872
    Saginaw$1,869
    Fort Sill$1,842
    Youngstown$1,782
    Monroe$1,779
    Stevens Point$1,764
    Anniston$1,755

    San Antonio (JBSA) is #268 of 338. The spread between the dearest and cheapest station at this grade is $5,127 a month — $61,524 a year, untaxed.

    Every pay grade at San Antonio (JBSA)0 – $2,490 / month
    E-1$1,728
    E-2$1,728
    E-3$1,728
    E-4$1,728
    E-5$1,869
    E-6$2,094
    E-7$2,112
    E-8$2,121
    E-9$2,157
    W-1$2,109
    W-2$2,118
    W-3$2,130
    W-4$2,178
    W-5$2,280
    O-1E$2,115
    O-2E$2,124
    O-3E$2,196
    O-1$1,905
    O-2$2,091
    O-3$2,127
    O-4$2,307
    O-5$2,457
    O-6$2,475
    O-7$2,490

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,157 a month of BAH takes more than $2,157 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.