BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-7 without dependents at San Antonio (JBSA) draws $2,112 per month in 2026

    Permalinkbahratedesk.com/san-antonio/o-7/without/ExcelCSVDownloads cover this station.
    San Antonio, TX
    O-7 · without dependents
    $2,112/ month
    $25,344 / year
    At O-7, this is #266 of 338 stations loaded · high Westchester County $6,759 · low Anniston $1,692
    MHA TX285 · ZIPs 78002 78023 78054 78069 78070 78073 +107 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$2,708 / mo gross
    Other dependency status here$2,490 with dependents
    In government quarters, no dependents$50.10 / mo partial
    MHA

    Most JBSA grades went DOWN for 2026 — see the rate-protection flag below.

    RATE PROTECTION

    Already stationed here? You don't take this cut. BAH rate protection holds you at your prior year's amount as long as your duty location, grade and dependency status stay the same. The lower 2026 number applies to members arriving on new orders, and to you if you promote, change dependency status, or PCS.

    San Antonio (JBSA) — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,728$1,359
    E-2$1,728$1,359
    E-3$1,728$1,359
    E-4$1,728$1,359
    E-5$1,869$1,500
    E-6$2,094$1,596
    E-7$2,112$1,731
    E-8$2,121$1,920
    E-9$2,157$1,977
    Warrant officer
    W-1$2,109$1,692
    W-2$2,118$1,917
    W-3$2,130$1,986
    W-4$2,178$2,085
    W-5$2,280$2,097
    Officer — prior enlisted
    O-1E$2,115$1,866
    O-2E$2,124$1,965
    O-3E$2,196$2,082
    Officer
    O-1$1,905$1,584
    O-2$2,091$1,827
    O-3$2,127$2,007
    O-4$2,307$2,088
    O-5$2,457$2,100
    O-6$2,475$2,103
    O-7$2,490$2,112
    PCS compareSan Antonio (JBSA) · O-7 · $2,112/mo
    Aberdeen Proving Grounds$3,108/mo · $37,296/yr
    ▲ RAISE+$996+$11,952/yr · like +$15,323 of salary

    What this rate means

    O-7 without dependents, every station0 – $6,759 / month
    Westchester County$6,759
    Maui County$5,667
    San Francisco$5,634
    New York City$5,616
    Nantucket$5,523
    Santa Clara County$5,274
    Boston$5,241
    Northern New Jersey$5,163
    Long Island$5,136
    Martha's Vineyard$5,103
    Florida Keys$4,953
    Monterey$4,908
    Hanscom AFB$4,839
    Kauai County$4,731
    Camp Pendleton$4,725
    Staten Island$4,620
    Essex CO$4,605
    Los Angeles$4,590
    San Diego$4,575
    Portsmouth$4,536
    Miami$4,506
    Honolulu County$4,494
    Cape Cod-Plymouth$4,485
    West Point$4,440
    Trenton$4,422
    Oakland$4,419
    Fort Monmouth$4,392
    Portland$4,329
    Manchester$4,299
    Perth Amboy$4,296
    Seattle$4,275
    San Luis Obispo$4,272
    Ventura$4,269
    Burlington$4,263
    Marin$4,203
    Newport$4,200
    Fitchburg$4,119
    Washington$4,071
    Providence$4,068
    West Palm Beach$4,029
    Hawaii County$3,993
    New Haven$3,888
    County Cost Group 890$3,876
    Brunswick$3,828
    Vandenberg SFB$3,828
    Hartford$3,810
    Worcester$3,804
    Boulder$3,759
    Chicago$3,756
    Santa Fe$3,756
    Riverside$3,747
    Indian Head Navordsta$3,714
    Warrenton$3,711
    Atlantic City$3,669
    Juneau$3,636
    Everett$3,612
    JB McGuire-Dix-Lakehurst$3,594
    Vallejo$3,576
    County Cost Group 880$3,531
    Sitka$3,504
    Austin$3,495
    Annapolis$3,477
    Hampden County$3,474
    Madison$3,474
    Eglin AFB$3,453
    Fort G. G. Meade$3,450
    Willow Grove$3,447
    San Bernardino$3,438
    JB Elmendorf-Richardson$3,405
    Ann Arbor$3,396
    Ketchikan$3,372
    Quantico$3,363
    Stockton$3,351
    New London$3,345
    County Cost Group 870$3,309
    Edwards AFB$3,297
    Fort Detrick$3,291
    Ballston Spa$3,276
    Astoria$3,252
    Denver$3,240
    Milwaukee$3,231
    Cape May$3,222
    Kodiak Island$3,213
    Baltimore$3,192
    Beale AFB$3,171
    Fort Myers Beach$3,165
    JB Lewis-McChord$3,156
    Whidbey Island$3,144
    County Cost Group 860$3,123
    Outer Banks$3,120
    Port Angeles$3,114
    Fort Pierce$3,111
    Aberdeen Proving Grounds$3,108
    Tampa$3,102
    Traverse City$3,102
    Dover AFB$3,090
    Charlottesville$3,081
    Bremerton$3,078
    Sacramento$3,069
    Portland$3,063
    Great Lakes Navtracen$3,051
    Bridgeport$3,048
    County Cost Group 850$3,033
    Philadelphia$3,018
    Oxford$3,015
    Orlando$3,000
    Fairbanks$2,973
    Fresno$2,967
    County Cost Group 840$2,937
    Minneapolis$2,937
    Knoxville$2,934
    Patrick SFB$2,922
    Rome$2,907
    Coastal Maine$2,898
    Corvallis$2,892
    Allentown$2,883
    Beaufort$2,883
    Spokane$2,874
    Dahlgren$2,871
    Dallas$2,871
    Humboldt County$2,871
    Asheville$2,865
    Abilene$2,859
    County Cost Group 830$2,856
    Syracuse$2,844
    Twenty Nine Palms MCB$2,841
    Fort Collins$2,835
    Reno$2,823
    Nashville$2,808
    Detroit$2,805
    Buffalo$2,802
    Helena$2,802
    Patuxent River$2,796
    Eugene$2,793
    Richmond$2,784
    Rochester$2,784
    St. Louis$2,784
    Barstow$2,778
    Salt Lake City$2,772
    Savannah$2,769
    County Cost Group 820$2,757
    Atlanta$2,742
    Charleston$2,742
    Panama City$2,736
    Salem$2,736
    Coos Bay$2,730
    Yakima$2,730
    Gainesville$2,724
    Houston$2,724
    Norfolk$2,718
    College Station$2,712
    El Centro$2,697
    Elizabeth City$2,688
    Volusia County$2,655
    Wilmington$2,652
    County Cost Group 810$2,646
    Pittsburgh$2,637
    Cincinnati$2,625
    Omaha$2,625
    Fort Stewart$2,619
    Fort Carson$2,616
    Tallahassee$2,610
    State College$2,607
    Columbus$2,604
    Carlisle Barracks$2,580
    Grand Haven$2,574
    New Orleans$2,574
    Birmingham$2,556
    Provo$2,553
    Bangor$2,544
    Dahlonega$2,544
    Myrtle Beach$2,544
    Chattanooga$2,541
    Durham$2,538
    Battle Creek$2,535
    County Cost Group 800$2,532
    Fargo$2,532
    Jackson$2,526
    Fort Campbell$2,520
    Eastern Panhandle$2,499
    Bloomington$2,496
    Corpus Christi$2,496
    Fort Drum$2,496
    Rapid City$2,496
    Hampton$2,493
    Phoenix$2,487
    Lemoore NAS$2,469
    Charlotte$2,466
    Cheyenne$2,463
    Ocala$2,457
    Des Moines$2,454
    Grand Rapids$2,454
    Cleveland$2,451
    County Cost Group 790$2,451
    Fort Worth$2,451
    Morehead$2,445
    Fort Knox$2,442
    Auburn$2,439
    Kings Bay$2,439
    Eastern Shore$2,424
    Albuquerque$2,415
    Fort Leavenworth$2,415
    Louisville$2,412
    Marquette$2,409
    Raleigh$2,409
    Nellis AFB$2,400
    Waco$2,400
    Bismarck$2,388
    Boise$2,388
    Jacksonville$2,382
    Duluth$2,376
    Fayetteville$2,376
    Ogden$2,376
    County Cost Group 780$2,367
    Johnson City$2,364
    Fort Hood$2,361
    Fallon NAS$2,343
    Memphis$2,343
    Mountain Home AFB$2,343
    Wichita Fls$2,343
    Kansas City$2,328
    Indianapolis$2,322
    Roanoke$2,319
    Rock Island$2,313
    County Cost Group 770$2,298
    Lincoln$2,295
    Malmstrom SFB$2,289
    Fort Rucker$2,283
    Shreveport$2,283
    Greensboro$2,274
    Fort Gordon$2,262
    Whiteman AFB$2,262
    Pensacola$2,259
    Columbia$2,247
    Seymour Johnson AFB$2,244
    Huntsville$2,241
    Scott AFB$2,229
    County Cost Group 760$2,220
    Fort Huachuca$2,220
    Fort Wayne$2,220
    Greenville$2,220
    Baton Rouge$2,217
    Lexington$2,217
    Mobile$2,217
    Robins AFB$2,217
    Fort Bliss$2,214
    Goodfellow AFB$2,214
    Grand Forks$2,214
    Davis-Monthan AFB$2,211
    Columbus AFB$2,196
    Toledo$2,196
    Fort Bragg$2,190
    Minot AFB$2,190
    Brownsville$2,187
    China Lake$2,172
    County Cost Group 750$2,169
    Frankfort$2,151
    Champaign$2,145
    Lansing$2,145
    Laughlin AFB$2,145
    Lexington$2,142
    Columbia$2,139
    Tulsa$2,121
    Sioux Falls$2,118
    County Cost Group 740$2,112
    San Antonio (JBSA)$2,112
    Wright-Patterson AFB$2,112
    Camp Lejeune$2,097
    Wilkes-Barre$2,097
    White Sands MR$2,094
    County Cost Group 730$2,076
    Topeka$2,076
    Fort Benning$2,067
    Akron$2,064
    Sumter$2,064
    Yuma$2,061
    Gulfport$2,058
    County Cost Group 720$2,052
    Lafayette$2,052
    Peoria$2,052
    Paducah$2,049
    Fort Leonard Wood$2,043
    Morgantown$2,043
    County Cost Group 710$2,028
    St Mary And Terrebonne$2,022
    Terre Haute$2,019
    Moody AFB$2,013
    Springfield$2,013
    Springfield$2,013
    County Cost Group 700$2,007
    Lubbock$1,995
    County Cost Group 690$1,992
    Lake Charles$1,992
    Oklahoma City$1,986
    County Cost Group 680$1,980
    Little Rock$1,977
    Fort Chaffee$1,974
    Sault Ste Marie$1,971
    County Cost Group 670$1,968
    Meridian$1,968
    Fort Riley$1,965
    Alexandria$1,962
    County Cost Group 660$1,956
    Montgomery$1,950
    Wichita$1,950
    Fort Polk$1,947
    County Cost Group 650$1,944
    Beaumont$1,941
    County Cost Group 640$1,938
    Sparta$1,932
    County Cost Group 630$1,929
    Albany$1,926
    Huntington$1,923
    County Cost Group 620$1,920
    County Cost Group 610$1,911
    Holloman AFB$1,911
    County Cost Group 600$1,902
    County Cost Group 590$1,890
    Cannon AFB$1,887
    Erie$1,881
    County Cost Group 580$1,878
    Hattiesburg$1,878
    Charleston$1,872
    County Cost Group 570$1,866
    County Cost Group 560$1,854
    Saginaw$1,848
    Altus AFB$1,845
    County Cost Group 550$1,845
    County Cost Group 540$1,836
    Vance AFB$1,833
    County Cost Group 530$1,827
    County Cost Group 520$1,824
    County Cost Group 510$1,818
    Youngstown$1,779
    Fort Sill$1,767
    Monroe$1,734
    Stevens Point$1,722
    Anniston$1,692

    San Antonio (JBSA) is #266 of 338. The spread between the dearest and cheapest station at this grade is $5,067 a month — $60,804 a year, untaxed.

    Every pay grade at San Antonio (JBSA)0 – $2,112 / month
    E-1$1,359
    E-2$1,359
    E-3$1,359
    E-4$1,359
    E-5$1,500
    E-6$1,596
    E-7$1,731
    E-8$1,920
    E-9$1,977
    W-1$1,692
    W-2$1,917
    W-3$1,986
    W-4$2,085
    W-5$2,097
    O-1E$1,866
    O-2E$1,965
    O-3E$2,082
    O-1$1,584
    O-2$1,827
    O-3$2,007
    O-4$2,088
    O-5$2,100
    O-6$2,103
    O-7$2,112

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,112 a month of BAH takes more than $2,112 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.