BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-9 without dependents at San Antonio (JBSA) draws $1,977 per month in 2026

    Permalinkbahratedesk.com/san-antonio/e-9/without/ExcelCSVDownloads cover this station.
    San Antonio, TX
    E-9 · without dependents
    $1,977/ month
    $23,724 / year
    At E-9, this is #216 of 338 stations loaded · high San Francisco $5,286 · low Anniston $1,335
    MHA TX285 · ZIPs 78002 78023 78054 78069 78070 78073 +107 more
    Your grade is calledARMYSGM / CSMUSMCMGySgt / SgtMajNAVYMCPOUSAFCMSgt
    Untaxed — matching it with taxable pay takes$2,535 / mo gross
    Other dependency status here$2,157 with dependents
    In government quarters, no dependents$50.10 / mo partial
    MHA

    Most JBSA grades went DOWN for 2026 — see the rate-protection flag below.

    RATE PROTECTION

    Already stationed here? You don't take this cut. BAH rate protection holds you at your prior year's amount as long as your duty location, grade and dependency status stay the same. The lower 2026 number applies to members arriving on new orders, and to you if you promote, change dependency status, or PCS.

    San Antonio (JBSA) — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,728$1,359
    E-2$1,728$1,359
    E-3$1,728$1,359
    E-4$1,728$1,359
    E-5$1,869$1,500
    E-6$2,094$1,596
    E-7$2,112$1,731
    E-8$2,121$1,920
    E-9$2,157$1,977
    Warrant officer
    W-1$2,109$1,692
    W-2$2,118$1,917
    W-3$2,130$1,986
    W-4$2,178$2,085
    W-5$2,280$2,097
    Officer — prior enlisted
    O-1E$2,115$1,866
    O-2E$2,124$1,965
    O-3E$2,196$2,082
    Officer
    O-1$1,905$1,584
    O-2$2,091$1,827
    O-3$2,127$2,007
    O-4$2,307$2,088
    O-5$2,457$2,100
    O-6$2,475$2,103
    O-7$2,490$2,112
    PCS compareSan Antonio (JBSA) · E-9 · $1,977/mo
    Aberdeen Proving Grounds$2,607/mo · $31,284/yr
    ▲ RAISE+$630+$7,560/yr · like +$9,692 of salary

    What this rate means

    E-9 without dependents, every station0 – $5,286 / month
    San Francisco$5,286
    Westchester County$5,163
    New York City$5,106
    Northern New Jersey$4,896
    Santa Clara County$4,815
    Boston$4,809
    Nantucket$4,737
    Long Island$4,596
    Maui County$4,551
    Hanscom AFB$4,329
    Martha's Vineyard$4,290
    San Diego$4,188
    Camp Pendleton$4,182
    Kauai County$4,032
    Los Angeles$4,032
    Florida Keys$4,005
    Staten Island$3,975
    Cape Cod-Plymouth$3,954
    Oakland$3,933
    Fort Monmouth$3,816
    West Point$3,795
    Honolulu County$3,783
    Ventura$3,771
    Perth Amboy$3,735
    Miami$3,720
    Trenton$3,720
    Monterey$3,717
    Hawaii County$3,711
    Essex CO$3,606
    San Luis Obispo$3,576
    Chicago$3,567
    Marin$3,561
    Seattle$3,525
    West Palm Beach$3,510
    Portsmouth$3,504
    Vandenberg SFB$3,486
    Washington$3,447
    Riverside$3,444
    Burlington$3,432
    Vallejo$3,426
    Portland$3,411
    New Haven$3,396
    Manchester$3,348
    County Cost Group 890$3,336
    San Bernardino$3,327
    Providence$3,324
    Indian Head Navordsta$3,306
    Fitchburg$3,279
    Warrenton$3,219
    Santa Fe$3,189
    Newport$3,174
    Willow Grove$3,165
    Worcester$3,156
    JB McGuire-Dix-Lakehurst$3,135
    Hartford$3,114
    Fort G. G. Meade$3,087
    Annapolis$3,075
    Quantico$3,060
    Boulder$3,051
    Beale AFB$3,042
    County Cost Group 880$3,024
    Everett$2,997
    Atlantic City$2,976
    Juneau$2,958
    Denver$2,946
    Sacramento$2,934
    Cape May$2,913
    Edwards AFB$2,910
    Tampa$2,874
    Fort Detrick$2,871
    Brunswick$2,850
    Philadelphia$2,832
    New London$2,826
    County Cost Group 870$2,823
    Ann Arbor$2,820
    Orlando$2,808
    Fort Myers Beach$2,802
    Sitka$2,775
    Outer Banks$2,772
    Madison$2,769
    Baltimore$2,754
    Fort Pierce$2,754
    Ballston Spa$2,745
    Stockton$2,742
    Ketchikan$2,739
    JB Lewis-McChord$2,736
    Patrick SFB$2,691
    Austin$2,670
    County Cost Group 860$2,655
    Minneapolis$2,655
    Milwaukee$2,646
    Port Angeles$2,646
    Hampden County$2,643
    Dallas$2,637
    Kodiak Island$2,637
    Fresno$2,631
    Oxford$2,628
    JB Elmendorf-Richardson$2,616
    Aberdeen Proving Grounds$2,607
    Allentown$2,607
    Beaufort$2,607
    Great Lakes Navtracen$2,592
    Eglin AFB$2,586
    County Cost Group 850$2,574
    Portland$2,565
    Corvallis$2,550
    Bremerton$2,547
    Atlanta$2,544
    Charlottesville$2,541
    St. Louis$2,541
    Elizabeth City$2,532
    Reno$2,532
    Savannah$2,529
    Dahlgren$2,514
    Charleston$2,496
    Richmond$2,490
    County Cost Group 840$2,487
    Norfolk$2,487
    Birmingham$2,478
    Astoria$2,469
    Detroit$2,469
    Nashville$2,469
    Patuxent River$2,469
    Bridgeport$2,445
    Coastal Maine$2,445
    Pittsburgh$2,442
    Traverse City$2,439
    Rome$2,424
    Knoxville$2,418
    County Cost Group 830$2,412
    Whidbey Island$2,412
    Cincinnati$2,400
    Fort Collins$2,397
    Asheville$2,391
    Fort Carson$2,388
    Ocala$2,388
    Volusia County$2,385
    Buffalo$2,382
    Dover AFB$2,379
    Fort Stewart$2,367
    Phoenix$2,367
    Spokane$2,367
    Rochester$2,364
    Dahlonega$2,358
    Abilene$2,352
    Houston$2,352
    Hampton$2,343
    Eugene$2,331
    Grand Haven$2,328
    County Cost Group 820$2,322
    Charlotte$2,301
    Panama City$2,298
    Grand Rapids$2,271
    Wilmington$2,271
    Fort Worth$2,268
    Albuquerque$2,265
    Fairbanks$2,265
    Twenty Nine Palms MCB$2,265
    Durham$2,250
    Salt Lake City$2,241
    Memphis$2,232
    Omaha$2,229
    Myrtle Beach$2,226
    Carlisle Barracks$2,223
    County Cost Group 810$2,223
    Barstow$2,214
    Eastern Shore$2,214
    Syracuse$2,214
    Helena$2,211
    Cleveland$2,208
    Jacksonville$2,205
    Lemoore NAS$2,202
    Raleigh$2,202
    Salem$2,199
    Duluth$2,196
    Gainesville$2,196
    Chattanooga$2,193
    Humboldt County$2,187
    Ogden$2,166
    Battle Creek$2,163
    Eastern Panhandle$2,151
    Kings Bay$2,151
    Yakima$2,151
    New Orleans$2,139
    Provo$2,139
    Nellis AFB$2,133
    Louisville$2,127
    County Cost Group 800$2,121
    College Station$2,115
    Boise$2,100
    Rapid City$2,094
    Toledo$2,091
    Coos Bay$2,079
    Kansas City$2,076
    Rock Island$2,073
    El Centro$2,061
    Columbus$2,055
    County Cost Group 790$2,049
    Pensacola$2,046
    Indianapolis$2,040
    Jackson$2,037
    Fort Wayne$2,034
    State College$2,034
    Baton Rouge$2,031
    Fargo$2,022
    Fort Gordon$2,019
    Lexington$2,010
    Davis-Monthan AFB$2,007
    Tallahassee$2,004
    Corpus Christi$2,001
    Columbia$1,995
    Greenville$1,995
    Des Moines$1,989
    Roanoke$1,989
    Fort Bliss$1,977
    San Antonio (JBSA)$1,977
    Mobile$1,974
    County Cost Group 780$1,971
    Fort Leavenworth$1,971
    Bangor$1,968
    Fort Campbell$1,956
    Fort Huachuca$1,956
    Greensboro$1,956
    Bloomington$1,947
    Lincoln$1,947
    Morehead$1,944
    Cheyenne$1,935
    Huntsville$1,935
    Shreveport$1,932
    Waco$1,926
    Fort Bragg$1,923
    County Cost Group 770$1,908
    Fayetteville$1,908
    Marquette$1,908
    Bismarck$1,899
    Mountain Home AFB$1,899
    Fort Drum$1,896
    Fort Knox$1,893
    Lansing$1,890
    Little Rock$1,887
    Auburn$1,878
    Grand Forks$1,863
    Fort Benning$1,842
    Johnson City$1,839
    County Cost Group 760$1,836
    Robins AFB$1,833
    Wichita Fls$1,821
    White Sands MR$1,809
    Fort Hood$1,806
    Wilkes-Barre$1,806
    County Cost Group 750$1,791
    Sioux Falls$1,791
    Tulsa$1,788
    Fallon NAS$1,779
    Morgantown$1,776
    Scott AFB$1,770
    Lexington$1,767
    Whiteman AFB$1,767
    Minot AFB$1,764
    Yuma$1,764
    Camp Lejeune$1,761
    Champaign$1,761
    Fort Rucker$1,761
    Malmstrom SFB$1,761
    Akron$1,752
    Wright-Patterson AFB$1,746
    Oklahoma City$1,743
    Topeka$1,743
    County Cost Group 740$1,740
    Seymour Johnson AFB$1,734
    Sault Ste Marie$1,728
    Holloman AFB$1,725
    Sumter$1,725
    Moody AFB$1,722
    Beaumont$1,716
    Montgomery$1,713
    Peoria$1,713
    Lafayette$1,710
    County Cost Group 730$1,707
    Goodfellow AFB$1,704
    Columbus AFB$1,701
    Brownsville$1,695
    County Cost Group 720$1,686
    China Lake$1,680
    Laughlin AFB$1,680
    Springfield$1,674
    County Cost Group 710$1,665
    Terre Haute$1,656
    Huntington$1,653
    Columbia$1,650
    County Cost Group 700$1,647
    Lubbock$1,641
    St Mary And Terrebonne$1,641
    County Cost Group 690$1,632
    Paducah$1,623
    Saginaw$1,623
    Springfield$1,623
    County Cost Group 680$1,620
    Sparta$1,620
    Gulfport$1,617
    County Cost Group 670$1,611
    Frankfort$1,611
    County Cost Group 660$1,599
    Fort Leonard Wood$1,596
    County Cost Group 650$1,590
    Charleston$1,581
    County Cost Group 640$1,581
    County Cost Group 630$1,572
    Erie$1,569
    County Cost Group 620$1,566
    County Cost Group 610$1,557
    County Cost Group 600$1,551
    Fort Riley$1,548
    Lake Charles$1,545
    County Cost Group 590$1,539
    Alexandria$1,530
    Wichita$1,530
    County Cost Group 580$1,527
    Fort Polk$1,527
    Fort Chaffee$1,521
    Meridian$1,521
    Stevens Point$1,521
    County Cost Group 570$1,515
    Albany$1,509
    County Cost Group 560$1,506
    County Cost Group 550$1,497
    County Cost Group 540$1,488
    County Cost Group 530$1,482
    County Cost Group 520$1,479
    Cannon AFB$1,476
    County Cost Group 510$1,473
    Hattiesburg$1,464
    Altus AFB$1,437
    Vance AFB$1,437
    Monroe$1,410
    Fort Sill$1,383
    Youngstown$1,338
    Anniston$1,335

    San Antonio (JBSA) is #216 of 338. The spread between the dearest and cheapest station at this grade is $3,951 a month — $47,412 a year, untaxed.

    Every pay grade at San Antonio (JBSA)0 – $2,112 / month
    E-1$1,359
    E-2$1,359
    E-3$1,359
    E-4$1,359
    E-5$1,500
    E-6$1,596
    E-7$1,731
    E-8$1,920
    E-9$1,977
    W-1$1,692
    W-2$1,917
    W-3$1,986
    W-4$2,085
    W-5$2,097
    O-1E$1,866
    O-2E$1,965
    O-3E$2,082
    O-1$1,584
    O-2$1,827
    O-3$2,007
    O-4$2,088
    O-5$2,100
    O-6$2,103
    O-7$2,112

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,977 a month of BAH takes more than $1,977 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.